Business Details
Trusted Insurance Solutions for Families and Businesses
At Rocky Mountain Life Plus Insurance Services, we specialize in providing comprehensive insurance solutions tailored to the unique needs of individuals, families, and businesses. With over 25 years of experience in the industry, our team is dedicated to educating clients and guiding them through the complexities of health, life, disability, and supplemental insurance. We prioritize personalized service, ensuring our clients make informed decisions that align with their financial and personal goals. Our commitment extends beyond policy purchase, offering ongoing support to address claims, answer questions, and adapt to evolving needs. Licensed in Arizona, Colorado, and South Carolina, we combine local expertise with a solutions-focused approach to serve our clients effectively.Our principals, Ted and Sherri Kravec, bring decades of leadership and operational excellence, fostering a culture of trust and transparency. We believe in simplifying insurance through clear communication, no-cost brokerage services, and a dedication to long-term partnerships. Whether navigating Medicare transitions or securing travel coverage, our agency empowers clients to protect their health, loved ones, and income with confidence. Our growth reflects our commitment to meeting clients where they are, offering in-person, online, and phone accessibility to ensure seamless service delivery.
Services
Health Insurance
Life Insurance
Medicare Plans
Disability Insurance
Travel Insurance
Supplemental Insurance
Highlights and features
- We offer 25+ years of specialized insurance expertise in employee benefits and individual coverage.
- Our team provides personalized support through every stage of your insurance journey.
- There is no cost to work with our licensed brokerspremiums remain unchanged.
- We prioritize client education to simplify complex insurance rules and terminology.
- Our agency maintains year-round availability for consultations and claims assistance.
Services
Health Insurance
Health insurance provides financial protection for medical expenses due to illness or injury. We simplify plan selection by explaining coverage options, network providers, and cost-sharing details. Our licensed brokers help individuals, families, and businesses compare plans to find affordable, comprehensive coverage that meets their specific healthcare needs.
Life Insurance
Life insurance ensures financial security for beneficiaries through term or whole life policies. We guide clients in determining appropriate coverage amounts based on debts, future expenses, and income replacement needs. Our experts explain policy differences, underwriting requirements, and long-term benefits to help protect loved ones from financial hardship.
Medicare Plans
Medicare solutions cover healthcare costs for individuals aged 65+ or those with qualifying disabilities. We clarify Original Medicare (Parts A/B), Advantage Plans (Part C), and Prescription Drug Plans (Part D) to help clients navigate coverage gaps. Our agency assists with enrollment, plan comparisons, and understanding out-of-pocket costs during annual open enrollment periods.
Disability Insurance
Disability insurance replaces income lost due to work-limiting illnesses or injuries. We help clients evaluate short-term and long-term policy options, coverage durations, and benefit amounts. Our guidance ensures clients understand eligibility criteria, waiting periods, and how policies integrate with employer-provided coverage for comprehensive financial protection.
Travel Insurance
Travel insurance safeguards against unexpected trip disruptions, including medical emergencies, cancellations, and lost documentation. We explain coverage for emergency evacuations, baggage delays, and medical treatment abroad. Our agency helps travelers select policies that align with destination risks, activity levels, and pre-existing conditions for worry-free journeys.
People
Ted M. Kravec
Principal and CEO
Ted Kravec brings 25+ years of insurance expertise to Rocky Mountain Life Plus, specializing in employee benefits and group insurance solutions. He holds a Business Administration degree from Baldwin-Wallace University and serves on local governance boards for Copper Mountain Resort.
Sherri L. Kravec
Principal and COO
Sherri Kravec manages daily operations and focuses on small business and individual insurance products. A licensed broker with a Business Administration degree from The Ohio State University, she excels in client communication and Connect for Health Colorado marketplace navigation.
Questions
What insurance services do you offer?
We provide health, life, disability, Medicare, travel, and supplemental insurance for individuals, families, and businesses.
Is there a cost for working with your insurance brokers?
No, our brokerage services are free—premiums remain the same whether you work directly with us or purchase online.
How do you help clients choose insurance plans?
We educate clients on coverage options, compare plans, and provide personalized recommendations based on individual needs and budgets.
Are you licensed in my state?
We are licensed in Arizona, Colorado, and South Carolina to serve clients across these regions.
What support do you offer after policy purchase?
We provide ongoing assistance with claims, policy adjustments, and answering questions throughout your coverage period.
When can I enroll in Medicare plans?
Annual Medicare enrollment runs from October 15 to December 7 for plan changes effective the following year.
