Like a good neighbor, State Farm is there.
Personal Risk Management Solutions (PRMS) is a boutique personal insurance brokerage focused on the unique needs of successful individuals and families. We are licensed in 50 states and handle international exposures. Our products will provide comprehensive coverage for your luxury homes, cars, collections, liability, and more.
Our Story
At Personal Risk Management Solutions, we focus solely on personal insurance, unlike other brokerages where the focus is commercial, health, and benefits. We work with our clients and their trusted advisors to help them make better choices for their families, whether it is managing risk, transferring risk, or self-insuring risk. Once our client has made their selections, we become their advocate in implementing the program and navigating the insurance process.
Our Mission
Our goal is to deliver the highest standard of service while advocating on your behalf. We are proactive and service-oriented. We have recruited and trained the best talent to serve your personal insurance needs. Our team is led by experienced professionals with a passion for providing tailored personal risk management recommendations that lead to personalized solutions.
Our Services
We offer a range of insurance products and services designed to provide comprehensive coverage for our clients. Our products include Homeowners Insurance, Automobile & Classic Car Insurance, Valuables Insurance, Yacht & Watercraft Insurance, Excess Liability Insurance, Fine Art Insurance, and Travel Insurance. We also offer Additional Coverages to provide extra protection for our clients.
PRMS byHerSide
PRMS byHerSide is a groundbreaking initiative spearheaded by our female-led executive team, dedicated to bridging the gap in top-tier property and casualty insurance services available in the market for women-led households, particularly those navigating significant life transitions such as divorce or widowhood. Developed over 15 years, this specialized service caters to these clients by working closely with advisors who also prioritize this underserved population.

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