Business Details
50+ Years
experience
Your Trusted Independent Insurance Agency in Atascadero, CA
California Meridian Insurance Services has been a trusted partner for insurance solutions since 1966, serving clients across California with personalized service and expert guidance. As an independent agency, we prioritize client needs over carrier interests, offering competitive quotes from multiple insurers to ensure optimal coverage and value. Our team of experienced professionals specializes in business and personal insurance, including commercial property, liability, auto, workers compensation, and life insurance.We are committed to community engagement and risk management, providing tailored solutions for businesses of all sizes and individuals. With offices in Atascadero, Eureka, and Santa Barbara, we combine local knowledge with statewide expertise to deliver reliable protection and exceptional service.
Services
Business Owners Policy
Commercial Property Insurance
General Liability Insurance
Commercial Auto Insurance
Workers Compensation
Agriculture Insurance
Homeowners Insurance
Renters Insurance
Flood Insurance
Health Insurance
Details
- Year established: 1966
Highlights and features
- We are independent agents offering competitive rates from multiple carriers.
- Our team has over 50 years of combined experience serving California communities.
- We provide customized insurance solutions for businesses and individuals.
- Our local offices ensure personalized service and community-focused expertise.
- We offer 24/7 support for claims and policy management.
Services
Business Owners Policy
A Business Owners Policy combines property, liability, and business interruption coverage for small to medium-sized businesses. This packaged solution offers cost-effective protection while allowing customization to meet specific needs. California Meridian Insurance Services helps clients tailor policies to include operations-specific coverage, business auto, or commercial property insurance.
Commercial Property Insurance
Commercial property insurance protects buildings, inventory, equipment, and tools against losses from fire, vandalism, and natural disasters. We assist businesses in determining appropriate coverage limits, including flood protection and business income insurance to mitigate financial losses during recovery periods.
General Liability Insurance
General liability insurance covers property damage, personal injury, and advertising-related claims arising from business operations. We recommend this essential protection for all businesses and offer additional coverage options like professional liability, employment practices liability, and directors and officers insurance.
Commercial Auto Insurance
Commercial auto insurance provides liability and physical damage coverage for company vehicles, including trucks and cars. We also offer hired/non-owned auto liability for rented or employee-owned vehicles used for business purposes, ensuring comprehensive protection for all business-related driving activities.
Workers Compensation
Workers compensation coverage pays for medical care and wage replacement for employees injured on the job while protecting employers from lawsuits. We provide solutions that promote workplace safety, including case management, rehabilitation services, and managed prescription drug programs to reduce costs and improve outcomes.
People
Jackie Deskin
Account Manager, Commercial Insurance
Jackie Deskin brings extensive commercial insurance expertise to California Meridian, specializing in tailored risk management solutions for businesses in Atascadero and beyond.
Ted Jacobson
Principal & Agent
Ted Jacobson combines decades of insurance experience with local market knowledge to deliver personalized coverage solutions for businesses and individuals across California.
Gabriel Saldana
Agent
Gabriel Saldana provides expert insurance guidance in Santa Barbara, focusing on commercial and personal policies that meet the unique needs of California residents.
Stan Smith
Principal & Agent
Stan Smith leads Eureka operations with a commitment to independent, client-focused insurance solutions, leveraging deep industry knowledge to protect Northern California businesses.
Drew Lewis
Principal & Agent
Drew Lewis specializes in commercial insurance strategies, helping California businesses navigate complex risk management challenges with customized, cost-effective solutions.
Questions
What types of insurance do you offer?
We offer business insurance (BOP, property, liability, auto, workers comp), personal insurance (auto, home, life, health), and specialized coverage like flood and agriculture insurance.
Why choose an independent insurance agency?
Independent agencies compare multiple carriers to find the best rates and coverage options tailored to your specific needs, rather than being limited to one company's products.
Do you serve businesses outside Atascadero?
Yes, we serve clients statewide with offices in Atascadero, Eureka, and Santa Barbara, providing personalized service to businesses and individuals across California.
How can I get a free insurance quote?
Request a free quote online through our website or call us at 805-466-3400 to speak with a local insurance professional about your coverage needs.
What is business income insurance?
Business income insurance reimburses lost profits and fixed expenses during business interruptions caused by covered events like fires or natural disasters, helping maintain financial stability.
Do you offer 24/7 claims support?
While we maintain regular business hours, we provide emergency contact options and work with carriers known for prompt claims resolution to minimize business disruptions.
