Business Details
50+ Years
experience
Your Trusted Insurance Partner in Oxnard, CA
Established in 1941, Austin Reilley & Doud Insurance Services has built a legacy of trust through personalized service and community-focused values. Our agency began with James R. Doud's commitment to protecting friends and family in Oxnard, growing into a multi-generational business that combines decades of expertise with modern insurance solutions. We prioritize client relationships over transactions, ensuring every policyholder receives tailored guidance from licensed agents fluent in English, Spanish, and Farsi. Our team maintains rigorous standards when selecting insurance partners, evaluating carriers based on competitive pricing, fair underwriting practices, and proven claims-paying reliability.With over 75 years of combined experience, we deliver comprehensive protection for homes, vehicles, commercial fleets, restaurants, and apartment properties while upholding our founding principle: business is personal. Our dedicated account executives provide ongoing policy reviews, risk assessments, and 24/7 support to ensure clients maintain optimal coverage as their needs evolve.
Services
Home Insurance
Auto Insurance
Transportation Insurance
Restaurant Insurance
Apartment Insurance
Details
- Year established: 1941
Highlights and features
- We offer 80+ years combined experience in insurance brokerage services
- Our team provides multilingual support in English, Spanish, and Farsi
- We maintain rigorous carrier selection standards for claims reliability
- Dedicated account executives manage policyholder relationships long-term
- We conduct annual risk assessments to update coverage as needed
What people say
Exceptional personalized service
Deep industry knowledge
Responsive claims handling
Competitive pricing options
Multilingual support available
Services
Home Insurance
Our home insurance policies protect California homeowners against property damage, liability claims, and loss of use scenarios. We customize coverage for primary residences, vacation homes, and high-value properties while ensuring competitive pricing through our carrier network. Policyholders benefit from annual risk assessments and dedicated claims support.
Auto Insurance
We provide comprehensive auto insurance solutions for personal and commercial vehicles across California. Our policies cover collision, liability, and uninsured motorist scenarios while offering discounts for safe drivers and multi-policy bundling. The agency maintains specialized expertise in insuring luxury vehicles and transportation fleets.
Restaurant Insurance
Our restaurant insurance programs address industry-specific risks including foodborne illness claims, equipment breakdowns, and liquor liability. We tailor policies for diverse dining concepts while providing business interruption coverage to protect against income loss during covered events.
Apartment Insurance
We offer comprehensive protection for multi-family residential property owners, covering structural damage, tenant injury liability, and rental income loss. Our policies address unique risks like discrimination lawsuits and advertising liability while providing customized solutions for both small and large apartment complexes.
Transportation Insurance
Our transportation insurance specializes in commercial vehicle fleets including limousines, charter buses, and medical transport services. We provide coverage for vehicle damage, passenger liability, and regulatory compliance while maintaining relationships with carriers that understand complex transportation industry requirements.
People
Tony Austin
Insurance Agent
Tony Austin carries forward the agency's founding values while implementing modern insurance solutions. With decades of experience in risk assessment and policy customization, he ensures clients receive personalized service and comprehensive protection tailored to their specific needs.
Larry Reilley
Insurance Agent
Larry Reilley combines technical insurance expertise with community-focused service. He specializes in commercial risk management and maintains carrier relationships that ensure competitive pricing and reliable claims processing for business policyholders across multiple industries.
James R. Doud
Founder
James R. Doud established the agency in 1941 with a commitment to personal service and community trust. His foundational principles of integrity and client-first service continue to guide the agency's operations through subsequent generations of leadership.
Questions
What types of insurance do you offer?
We provide home, auto, transportation, restaurant, apartment, and commercial insurance solutions tailored to California residents and businesses.
How do you determine insurance pricing?
We evaluate multiple factors including risk assessment, coverage requirements, and carrier pricing structures to secure competitive rates for each client.
Do you offer multilingual support?
Yes, our licensed agents provide services in English, Spanish, and Farsi to better serve our diverse client base.
How are claims handled?
We provide dedicated claims support with experienced representatives guiding policyholders through the entire process for all covered losses.
What sets your agency apart?
Our combination of 80+ years local experience, rigorous carrier selection, and personalized service approach creates lasting client relationships.
