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Business Details
50+ Years
experience
Your Trusted Insurance Partner in Boulder, CO
Rick Baker Insurance is an independent insurance agency rooted in Boulder, Colorado, with a legacy dating back to 1937. Founded by Lloyd Baker and continued by his son Rick, our agency combines generational expertise with personalized service to meet the evolving needs of individuals and businesses. We specialize in auto, home, business, and specialty insurance, offering tailored solutions across 37 states while maintaining the local touch that defines our family-owned operation. Our team of seasoned professionals, including Cheryl Campbell and Ethan Baker, prioritizes client relationships and leverages deep industry knowledge to deliver reliable coverage and exceptional support.

Recognized as the second-largest Chubb agency in Colorado, we remain committed to transparency, integrity, and community-driven service. With decades of experience navigating complex insurance landscapes, we empower clients to protect their assets with confidence. Our dedication to continuous learning ensures we stay ahead of industry trends, providing innovative solutions that adapt to modern challenges. From risk assessment to claims resolution, we act as trusted advisors, ensuring every policyholder receives personalized attention and comprehensive protection.
Services
Auto Insurance Home Insurance Business Insurance Umbrella Insurance Commercial Auto Commercial Property Renters Insurance Flood Insurance Classic Car Insurance Cyber Liability
Details
  • Year established: 1958
Highlights and features
  • We offer 65+ years of local insurance expertise in Boulder.
  • Our team provides personalized coverage from 37-state service reach.
  • Family-owned agency with Chubb's top-tier partnership in Colorado.
  • Experienced agents specialize in complex insurance needs and risk management.
  • 24/7 client support for claims and policy assistance.
What people say
Exceptional service Knowledgeable agents Competitive rates Quick claims processing Personalized solutions
Services
Auto Insurance
Rick Baker Insurance offers comprehensive auto insurance solutions tailored to individual needs. Our policies protect against collision, comprehensive damage, liability, and medical expenses while providing deductible options and 24/7 claims support. With access to multiple carriers, we ensure competitive rates and customized coverage for all drivers.
Home Insurance
Our home insurance policies safeguard properties against natural disasters, theft, and liability claims. Coverage includes dwelling protection, personal property, and additional living expenses with specialized options for floods, earthquakes, and high-value items. We help homeowners in 37 states secure optimal protection at competitive rates.
Business Insurance
We provide comprehensive business insurance packages protecting against property damage, liability claims, cyber threats, and income loss. Our solutions cater to diverse industries including restaurants, nonprofits, contractors, and tech firms. Policies include workers' compensation, directors & officers liability, and specialized risk management strategies.
Umbrella Insurance
Umbrella insurance policies offer additional liability coverage beyond standard auto or home policies. We provide protection against catastrophic claims involving bodily injury, property damage, or lawsuits, covering legal fees and settlements up to policy limits for enhanced financial security.
Commercial Property
Our commercial property insurance protects business assets against fire, theft, and natural disasters. Coverage includes buildings, equipment, inventory, and business interruption losses. We offer customizable policies with risk management solutions tailored to specific industries and operational needs.
People
Rick Baker
Owner
Rick Baker leads the agency with 35+ years of insurance expertise, continuing his family's legacy since 1984. He focuses on personalized client service and strategic growth while maintaining the agency's community-oriented values.
Cheryl Campbell
Personal Insurance Advisor
Cheryl Campbell, with 16 years of experience, manages insurance operations and client relations. Recognized for exceptional service, she specializes in personal lines insurance and policy customization for individual clients.
Ethan Baker
Personal Insurance Advisor
Ethan Baker continues the family legacy with expertise in personal insurance solutions. He assists clients with auto, home, and specialty coverage while maintaining the agency's tradition of personalized service.
Lori Baker
Office Accountant
Lori Baker manages financial operations and accounting functions for the agency. Her administrative expertise ensures smooth day-to-day operations and client billing processes.
Questions
What types of insurance does Rick Baker Insurance offer?
We provide auto, home, business, umbrella, commercial, and specialty insurance including flood, cyber liability, and classic car coverage across 37 states.
Do you serve clients outside Colorado?
Yes, we offer insurance services in 36+ states including Alabama, Arizona, California, Florida, Texas, and New York through our licensed independent agency network.
How can I get a policy quote?
Request a free quote online, call us at 303-444-3334, or visit our Boulder office to discuss your insurance needs with a licensed agent.
Are you affiliated with specific insurance carriers?
As an independent agency, we partner with multiple carriers including Chubb, allowing us to offer competitive options tailored to your specific requirements.
What sets your agency apart from others?
Our 65+ year legacy, family-owned operation, and personalized approach combine with access to multiple carriers and specialized coverage options for comprehensive protection.
Do you offer 24/7 claims support?
While our office hours are Monday-Friday 8am-5pm, we provide emergency contact options for urgent claims assistance outside regular business hours.