Business Details
13 Years
experience
Emergency
services
Trusted Insurance Solutions for Hospitality Businesses in Washington, DC
Elite Insurance & Consulting Services functions as a strategic partner and advisor in developing specialized commercial lines insurance policies for clients. As an Independent Agency, we represent multiple top-rated carriers in property and casualty insurance, offering exceptional service and competitive pricing with a focus on the hospitality industry. Our local expertise enables us to understand the unique risks faced by businesses in this sector, including restaurants, bars, lounges, and nightclubs.We prioritize personalized relationships, conducting biannual reviews to ensure coverage evolves with clients' needs while identifying cost-saving opportunities. Our team advocates for policyholders during claims, provides 24/7 accessibility, and maintains nationwide licensing to deliver comprehensive hospitality insurance packages tailored to individual business requirements.
Services
General Liability
Liquor Liability
Property Coverage
Workers Compensation
Umbrella Excess Liability
Commercial Auto Liability
Assault & Battery Coverage
Details
- Year established: 2013
Highlights and features
- We offer access to multiple insurance carriers as independent agents
- Our team provides 24/7 personalized customer support and availability
- Specialized expertise in hospitality industry insurance requirements
- We conduct biannual coverage reviews to ensure evolving protection needs
- Nationwide licensing with local market knowledge and connections
Services
General Liability
Commercial General Liability (CGL) policies protect against lawsuits alleging bodily injury, personal injury, and property damage due to negligence. Coverage includes legal defense costs and damages up to specified limits. Ideal for businesses facing third-party liability risks in their operations.
Liquor Liability
Covers bodily injury or property damage caused by intoxicated patrons. Essential for establishments serving alcohol, protecting against dram shop liability claims. Includes defense costs and damages related to alcohol-related incidents.
Workers Compensation
Provides wage replacement and medical benefits for employees injured on the job. Protects businesses from lawsuits while ensuring employee care. Required coverage for businesses with employees in most jurisdictions.
Property Coverage
Protects business property against fire, theft, and natural disasters. Covers buildings, equipment, and inventory. Includes business income protection for lost revenue during covered disruptions.
Assault & Battery
Covers legal defense costs and damages from physical altercations at establishments serving alcohol. Addresses increased risks in hospitality venues. Protects against claims of inadequate security or patron supervision.
Questions
What types of insurance do you specialize in?
We specialize in hospitality industry insurance including general liability, liquor liability, workers compensation, and assault & battery coverage for restaurants, bars, and nightclubs.
Are you an independent insurance agency?
Yes, we represent multiple top-rated insurance carriers, allowing us to compare coverage options and pricing to find the best solution for your specific business needs.
Do you offer 24/7 insurance support?
Yes, our team is available 24 hours a day, 7 days a week for emergencies, claims assistance, and urgent insurance needs.
How do you help with insurance claims?
We advocate for our clients during the claims process, working directly with insurance carriers to ensure fair and timely resolution of claims while protecting your business interests.
What areas do you serve?
While based in Washington, DC, we provide insurance services to hospitality businesses nationwide through our network of exclusive brokers and nationwide licensing.
How often do you review insurance policies?
We conduct biannual policy reviews to ensure your coverage evolves with changing business needs, industry regulations, and risk exposures.
