Business Details
38 Years
experience
Outdoor Sports Insurance Solutions
Established in 1988 by former Olympic skier Jake Hoeschler, Outdoor Sports Insurance has built a reputation as a specialized provider for outdoor retailers, distributors, and manufacturers. With over 35 years of industry experience and coverage for more than 2,500 businesses nationwide, our program addresses unique risks faced by outdoor sports enterprises. Our team designs tailored insurance solutions including liability coverage, cyber protection, and risk management resources, backed by Horizon Agency's industry expertise.We prioritize long-term client relationships through personalized service, comprehensive loss control programs, and access to specialized legal defense teams. Our commitment to the outdoor industry is reflected in our partnerships with organizations like the Snowsports Industries of America and the Outdoor Industry Association, ensuring our clients receive industry-specific support and advocacy.
Services
Retail Liability Insurance
Product Liability Coverage
Cyber Liability Protection
Guiding Instruction Insurance
Commercial Property Insurance
Workers Compensation
Auto Liability Coverage
Event Liability Insurance
Data Breach Response
Risk Management Training
Details
- Year established: 1988
Highlights and features
- We have 35 years of specialized experience in outdoor sports insurance
- Our program covers over 2,500 outdoor industry businesses nationwide
- Tailored insurance solutions designed specifically for outdoor retailers and manufacturers
- Industry experts with direct experience in ski resort operations and outdoor retail
- Comprehensive risk management resources including loss control training
What people say
Top rate service
Competitive pricing
Industry-specific expertise
Proactive support
Comprehensive coverage
Services
Retail Liability Insurance
Comprehensive liability protection for outdoor retail operations including rental, repair, and demo equipment. Covers incidents involving skis, snowboards, bikes, and other outdoor gear. Provides defense against claims related to customer injuries and property damage.
Cyber Liability Protection
Specialized coverage against data breaches and cyber attacks. Includes protection for customer information loss, hacking incidents, and employee negligence. Provides response resources and risk management tools through Identity Fraud, Inc. and AIG.
Risk Management Training
Customized risk reduction programs including technician training modules and safety protocols. Offers proactive strategies to minimize claims through industry-specific best practices and release form templates developed with top defense attorneys.
Guiding Instruction Insurance
Specialized liability protection for outdoor instruction services. Covers guided tours, ski lessons, and equipment demonstration activities. Includes protection for both employee instructors and independent contractors operating in various outdoor environments.
Product Liability Coverage
Insurance solutions for outdoor equipment manufacturers and distributors. Covers claims related to product defects, safety issues, and equipment-related injuries. Provides support for both hard goods and soft goods producers in the outdoor industry.
People
Jake Hoeschler
Founder
Former Olympic skier and attorney who developed the Outdoor Sports Insurance program in 1988. With experience as ski resort director and three decades in insurance, he understands outdoor industry risks.
Rob Martin
Managing Director
25+ years in outdoor retail insurance with prior experience managing ski shops in Vail. Active in ASTM F27 snowsports safety committee and specializes in risk management for outdoor businesses.
Tim Scatarella
Vice President
Horizon Agency veteran since 1993 with extensive commercial insurance experience. Holds C.P.C.U. designation and specializes in creating comprehensive insurance packages for outdoor industry clients.
Linda Bregel
Account Manager
20+ years in insurance industry with Horizon Agency since 1994. Licensed agent with C.I.S.R. designation, focusing on personalized insurance solutions for outdoor sports businesses.
Ben Page
Account Manager
9+ years in insurance industry with specialized knowledge of outdoor sports coverage. Former national carrier experience and ongoing professional development to maintain industry expertise.
Questions
What types of businesses does Outdoor Sports Insurance cover?
We specialize in coverage for outdoor retailers, manufacturers, and distributors including ski shops, bike stores, kayak rental operations, and outdoor equipment providers nationwide.
Why choose Outdoor Sports Insurance over general providers?
Our program was developed by industry experts with 35+ years of experience specifically addressing unique risks in outdoor sports businesses that general insurers often overlook.
How do I get a quote for my outdoor business insurance?
Contact us at 800-491-2858 or through our online form to connect with our specialized team for a customized insurance assessment.
What risk management resources are available?
We provide free loss control training modules, sample release forms, crash packs with claim forms, and industry-specific safety protocols developed with top defense attorneys.
How are claims handled for outdoor sports incidents?
Our specialized claims team understands outdoor industry risks with direct experience in ski and sports equipment litigation, ensuring fair and informed claim resolutions.
Do you offer cyber liability protection for outdoor businesses?
Yes, our cyber liability program includes data breach response, prevention tools, and insurance coverage through Identity Fraud, Inc. and AIG specifically for outdoor retailers.
