Business Details
Your Trusted Crop Insurance Partner in Michigan
SAHR Crop Insurance has served Michigan farmers for three decades with specialized expertise in conventional and organic crop insurance. Our team of 12 licensed agents, all with farming backgrounds, provides personalized on-site assistance for quotes, claims, and policy management. We combine hands-on agricultural experience with continuous professional education to deliver tailored risk management solutions.Our commitment to precision farming and automated crop reporting ensures 65% coverage of Michigan's organic producers. We prioritize rapid claim response times and maintain deep local market knowledge to protect farmers' revenue against yield losses, price fluctuations, and natural disasters.
Services
Yield Protector
Revenue Protector
Area Yield Protection
Area Revenue Protection
Margin Protector
Whole Farm Coverage
Hail Insurance
Pasture Rangeland Forage
Supplemental Coverage
Organic Crop Insurance
Highlights and features
- We have been in business for 30 years
- We employ 12 licensed agents in Michigan
- Our agents visit farms directly for convenience
- Our team maintains farming backgrounds for better understanding
- We provide continuous agent education on new products
Services
Yield Protector
Yield Protector safeguards against production losses from unavoidable perils like weather, disease, and pests. Using Actual Production History (APH) metrics, this policy covers 50-85% of expected yields. Our agents help farmers set appropriate coverage levels based on individual risk profiles and market price projections.
Revenue Protector
Revenue Protector combines yield protection with commodity price fluctuation coverage. This policy protects against both production losses and market price declines using APH data and FCIC-established pricing benchmarks. Farmers can select coverage levels between 50-85% of historical revenue expectations.
Hail Insurance
Hail Insurance provides 1-100% loss coverage with customizable field selection. This policy includes protection against vandalism and transportation damage. Farmers can purchase this standalone coverage to supplement primary crop insurance policies with flexible field-specific protection options.
Margin Protector
Margin Protector covers unexpected declines in operating margins through area-based revenue and cost estimates. This policy works independently or alongside yield/revenue policies to protect against combined production and input cost risks using county-level agricultural data metrics.
Whole Farm Coverage
Whole Farm Revenue Protection offers comprehensive coverage for diverse agricultural operations. This subsidized policy protects against revenue losses across multiple commodities under a single insurance plan, specifically designed for farms with varied production portfolios and resale operations.
Questions
What types of crop insurance do you offer?
We offer Yield Protection, Revenue Protection, Area Yield Protection, Margin Protector, Whole Farm Coverage, Hail Insurance, and Pasture Rangeland Forage policies.
Do you serve organic farmers?
Yes, we cover over 65% of Michigan's organic producers with specialized insurance products tailored to organic farming operations.
How quickly do you process claims?
We provide rapid claim response times with agents available to assist directly at your farm location.
Are your agents licensed in Michigan?
All 12 of our agents maintain active Michigan insurance licenses and agricultural industry certifications.
Can I get coverage for multiple crops?
Our Whole Farm Revenue Protection policy covers diverse operations with multiple commodities under a single insurance policy.
Do you offer hail-specific coverage?
Yes, our Hail Insurance provides 1-100% loss coverage with optional field selection and vandalism protection.
