Business Details
41 Years
experience
Emergency
services
Trusted Funeral Preplanning Solutions
Founded in 1985, Texas Service Life Insurance has dedicated over four decades to helping families plan and arrange funeral services in advance. Our mission centers on alleviating financial burdens during emotionally challenging times by offering preneed insurance policies that lock in funeral costs at today's prices. With a woman-owned business model and a bilingual staff, we serve over 200,000 policyholders across Texas through branch offices in Dallas, Houston, El Paso, San Antonio, and McAllen. Our expertise lies in creating customizable prearranged funeral plans that document final wishes while providing financial security for loved ones.We demonstrate authoritativeness through industry certifications, active participation in organizations like TFDA and NFDA, and a proven track record of innovation in preneed insurance solutions. Our commitment to trustworthiness is evidenced by transparent payment plans, government-regulated financial stability, and comprehensive customer support resources.
Services
Preneed Insurance
Bilingual Services
Agent Training
Annuity Options
Community Outreach
Details
- Year established: 1985
Highlights and features
- 40 years of specialized expertise in preneed funeral insurance
- Bilingual staff serving diverse Texas communities
- Comprehensive agent training programs with field support
- Woman-owned business with 200,000+ policyholders served
- Government-regulated financial stability since 1985
Services
Preneed Insurance
Our preneed insurance policies allow families to lock in funeral costs at today's prices while documenting final wishes. This solution protects against inflation through single-pay or multi-pay options. Policyholders gain peace of mind knowing their financial arrangements will cover specified services when needed.
Bilingual Services
We provide comprehensive bilingual assistance to serve Texas's diverse communities. Our Spanish-speaking team helps clients understand complex insurance terms and funeral planning details. This service ensures clear communication for policyholders and their families during the planning process.
Agent Training
Our training programs combine online and in-person instruction for insurance agents. Certified professionals receive field support and marketing resources. The curriculum covers preneed consultation techniques and community outreach strategies to build successful local practices.
Annuity Options
We offer individual flexible premium annuities for clients aged 86-110. These dollar-for-dollar plans base death benefits on accumulated payments. This option provides financial flexibility while ensuring funds remain available for funeral expenses when needed.
Community Outreach
Our community programs help funeral homes develop targeted marketing strategies. We provide resources for creating culturally relevant services and building stronger relationships within local neighborhoods through customized outreach initiatives.
People
Ruben Ontiveros
Vice President, Sr. Sales Director
With over 20 years at Texas Service Life, Ruben has held multiple leadership roles including Sales Director of the Year (2011, 2022). Certified by NFDA since 2011, he actively participates in funeral industry associations and has received numerous awards for his contributions.
Armando Dominguez
Sr. Sales Director, Houston / Southeast Texas
Bringing 40+ years of sales experience, Armando specializes in bilingual client services. Certified by NFDA, he mentors agents and develops community outreach programs. His educational background includes Universidad Popular Autonoma del Estado de Puebla and Grand Canyon University.
Carolina Dominguez
Assistant Sales Director, Houston / Southeast Texas
A licensed life insurance agent with deep Houston community ties, Carolina focuses on changing perceptions about funeral planning. Fluent in Spanish, she helps families navigate preneed arrangements while promoting cultural sensitivity and open conversations about end-of-life planning.
Shellie Hollis
Sr. Sales Director, South Central Region
With two decades of experience, Shellie understands all aspects of preneed business from sales to claims processing. She specializes in creating customized preneed programs that address specific client needs while maintaining compassionate support for grieving families.
Araceli Longoria
Sr. Director of Marketing and Training
Leading marketing efforts for 25+ years, Araceli develops strategic campaigns and training programs. Holding a BS from University of Texas at Austin, she oversees brand messaging and business development initiatives that align with organizational goals.
Questions
What is preneed funeral insurance?
Preneed insurance funds your prearranged funeral plan through life insurance or annuity policies. Payments can be made upfront or over 3-10 years, locking in funeral costs at today's prices.
How does the payment process work?
Choose single-pay (full payment upfront) or multi-pay options (3, 5, 7, or 10-year terms). Our agents help select the best payment plan based on your financial situation and coverage needs.
Can I change my funeral arrangements later?
Yes, but changes may affect payment arrangements. Contact our Customer Service Department to review contract modifications and ensure your insurance policy continues covering the updated plan.
What happens if I move out of state?
Funeral arrangements can't transfer to another state. However, your life insurance policy remains active, and funds can cover funeral costs wherever services are needed.
How do families access benefits when needed?
Families should contact the designated funeral home or our Claims Department at 1.800.756.7306. Provide the policy ID card information to initiate the claims process and access pre-funded benefits.
What support exists for grieving families?
We provide access to 24/7 crisis hotlines, grief support groups, and educational resources through partnerships with organizations like GriefShare and the CDC to help families navigate the grieving process.