Business Details
50+ Years
experience
Emergency
services
Protect Your Family with Reliable Life Insurance Coverage
American Fidelity Life Insurance has been a trusted provider of life insurance solutions since 1956, founded by decorated WWII Marine pilot Charles Woodbury. Our mission stems from a deep commitment to serving military members, first responders, veterans, and their families, addressing their unique financial protection needs. As a family-owned business, we uphold values of honesty, integrity, and trust, ensuring our clients receive reliable coverage and exceptional service. Our expertise lies in offering term and universal life insurance policies designed to provide both immediate and long-term financial security. We prioritize financial stability by investing in U.S. Government bonds and highly rated corporate bonds, ensuring our policies remain robust and dependable.With over 67 years of service, we have protected 100,000+ families and paid $200M in benefits, solidifying our reputation as a leader in military-focused life insurance. Our streamlined application process, including no medical exams for term policies, ensures accessibility while maintaining rigorous underwriting standards. We combine decades of industry experience with a client-centric approach, offering personalized support to help clients navigate their insurance options. Our dedication to transparency and ethical practices has earned us a 4.5-star rating and enduring customer loyalty. Today, we continue to honor our founders legacy by adapting to modern needs while preserving the core principles that have defined our success.
Services
Term Life Insurance
Universal Life Insurance
Military Life Insurance
Family Protection Plans
Online Policy Management
Details
- Year established: 1956
Highlights and features
- We offer hassle-free online approval in under 10 minutes with no medical exams required.
- Our flexible coverage options are tailored to match your budget and specific needs.
- We invest exclusively in U.S. Government bonds and highly rated corporate bonds for stability.
- We specialize in serving military, veterans, and first responders with tailored insurance solutions.
- Our family-owned business upholds decades of integrity and client-focused service.
What people say
Exceptional service
User-friendly site
Savings without penalty
Quick claims processing
Loyal customer since 1978
Services
Term Life Insurance
Term life insurance provides temporary financial protection for a set period, offering a death benefit to beneficiaries if the policyholder passes away during the term. This option is ideal for individuals seeking affordable coverage to safeguard dependents against income loss, mortgage payments, or educational expenses. Policies start at $9 per month, with terms of 5, 10, or 20 years and no medical exams required for eligible applicants.
Universal Life Insurance
Universal life insurance offers lifelong coverage with a death benefit and tax-deferred cash value accumulation. Policyholders can access cash value for retirement income, emergencies, or loans, making it a versatile investment vehicle. Premiums are higher than term policies but remain fixed, ensuring long-term affordability. This product suits those prioritizing permanent protection and financial flexibility, with guaranteed interest rates outperforming traditional investment options.
Questions
What is the difference between term and universal life insurance?
Term life insurance covers a specific period with a death benefit, while universal life insurance offers lifelong coverage with cash value growth.
Who can apply for life insurance coverage?
Most adults in good health aged 20-50 for term policies and up to age 59 for universal policies.
Does AmFi pay its claims?
Yes, claims are processed in under 24 hours with funds disbursed within 3 days.
How much does term life insurance cost?
Policies start at $9/month, varying by age, health, and coverage amount.
Is the policy tax-free?
Death benefits are tax-free, and universal policies offer tax-deferred cash value growth.
Can I convert SGLI to AmFi coverage?
Yes, within 120 days of military separation without medical exams.