Get the coverage that best suits your needs with the Mutual Way!
At Polk & Butler Mutual Insurance Company, we take pride in being a local farm mutual insurance company that provides stable and affordable insurance options to rural, residential, and farm property owners. Our mission is to ensure that our clients have access to the right coverage at an affordable price, and we do this by being deeply rooted in our community.
Our Story
Polk & Butler Mutual Insurance Company has been a part of the fabric of area communities since 1892. As a mutual insurance carrier located in Osceola, Nebraska, we primarily insure in Polk and Butler counties, which allows us to keep our rates competitive and focused on the needs of our local clients. We know our insureds and their local property, and we're committed to providing personalized service that sets us apart from larger insurance companies.
Our Values
At Polk & Butler Mutual Insurance Company, we're people-centered, not call-centered. We believe in treating our clients like individuals, not numbers. Whenever you have a question or a claim, someone you know and trust will be right there to help. We're a Nebraska mutual, which means that your premiums stay in the community, employing neighbors, supporting the local economy, and giving back. Because we're a mutual, you have a vote in our company, and we're financially sound, with reinsurance in place to cover catastrophic losses.
Our Services
We offer a range of insurance options to meet the unique needs of our clients, including farm insurance, homeowners insurance, liability insurance, and auto and other insurance. Our experienced agents will work with you to create a personalized plan that fits your budget and provides the coverage you need. Whether you're a farmer, homeowner, or business owner, you'll appreciate the value of the mutual insurance difference.
Why Choose Us?
At Polk & Butler Mutual Insurance Company, we're committed to providing top-class service that makes finding affordable insurance easy. We can adjust a plan of insurance to meet your needs while striving to make your plan affordable. We want to help you gain some peace of mind and save you time so you can focus on what you enjoy.

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