Business Details
41 Years
experience
Emergency
services
Your Trusted Insurance Partner in Sturgis, SD
Farmers Union Insurance has been locally owned and family-operated since 1985, building generational relationships with clients through personalized service. We specialize in understanding individual insurance needs and providing tailored solutions across personal and commercial lines. Our agency expanded in 2011 under Scott and Brenda Sabers, who continue a legacy of 40+ years of family experience in the industry. Licensed to serve clients in South Dakota and Wyoming, we leverage our partnership with the South Dakota Farmers Union Insurance Agency network to offer competitive policies from multiple providers.As one of the top 40+ Farmers Union agencies in South Dakota, we prioritize client education, ensuring every policyholder fully understands their coverage. Our commitment extends beyond sales, focusing on long-term protection of clients' assets through expert guidance and local accessibility.
Services
Auto Insurance
Home Insurance
Life Insurance
Farm/Ranch Insurance
Business Insurance
Details
- Year established: 1985
Highlights and features
- 25+ years of local insurance expertise
- Personalized coverage reviews for every client
- Licensed to serve South Dakota and Wyoming
- Top-performing Farmers Union Insurance Agency in SD
- Family legacy of 40+ years in insurance
Services
Auto Insurance
Auto insurance protects vehicles against financial loss from accidents, theft, or natural disasters. Our policies include liability coverage for bodily injury and property damage, plus physical damage protection through collision and comprehensive coverage. We help clients select appropriate limits and deductibles while ensuring compliance with state requirements.
Home Insurance
Homeowners insurance safeguards against fire, wind, hail, water damage, theft, and personal liability. We provide customized policies with optional endorsements to address specific risks like valuable possessions or unique property features. Our team explains policy details to ensure clients understand coverage limits and exclusions.
Life Insurance
Life insurance provides financial support to beneficiaries upon policyholder death. We assess clients' needs based on income replacement, debt obligations, and future expenses like education costs. Policies include term life for temporary needs and permanent options offering lifelong coverage with cash value accumulation.
Farm/Ranch Insurance
Farm and ranch insurance protects agricultural operations from property damage, liability claims, and income loss. We create customized plans addressing unique risks like crop destruction, livestock mortality, and equipment breakdowns. Policies may include specialized coverages for barns, silos, and farm vehicles.
Business Insurance
Business insurance mitigates risks associated with commercial operations. We offer general liability, property coverage, and specialized policies tailored to specific industries. Our approach involves analyzing each business's unique exposures to create comprehensive protection plans that safeguard assets and ensure continuity.
People
Scott Sabers
Agency Owner
Scott Sabers leads the agency with 18 years of insurance experience, building on his father's 40-year legacy. He transitioned from mortgage banking in 2005 and assumed full ownership in 2011, expanding to a second location in 2017. Scott focuses on personalized client relationships and strategic growth.
Brenda Sabers
Agency Partner
Brenda Sabers co-owns the agency with Scott, contributing to daily operations since 2011. She supports client service initiatives and manages administrative functions across both Sturgis and Spearfish offices. Brenda's commitment ensures consistent quality across all client interactions.
Questions
What types of insurance do you offer?
We provide auto, home, life, farm/ranch, business/commercial, and specialty insurance policies for clients in South Dakota and Wyoming.
How can I get a personalized insurance quote?
Fill out our online proposal form or call (605) 347-4507 to discuss your needs with our knowledgeable staff during business hours.
Are you licensed to serve out-of-state clients?
We're licensed to provide insurance solutions for residents of South Dakota and Wyoming.
How does your claims assistance work?
Our local team guides clients through the claims process, leveraging our carrier relationships to ensure timely and fair resolutions.
What makes your agency different from online insurers?
We offer personalized policy reviews, local expertise, and ongoing support from agents who understand regional risks and coverage needs.
