Business Details
50 Years
experience
Surety Bonds & Construction Insurance in Salem, OR
Founded in 1976, A.G. Sadowski has built a legacy of trust and expertise in surety bonds and construction insurance. Our team combines decades of hands-on experience in banking, underwriting, and construction to deliver tailored solutions for contractors nationwide. We prioritize character-driven partnerships, rapid response times, and deep industry relationships to ensure our clients receive unmatched support. Our principals have worked in the field, from operating equipment to managing financial risk, giving us unique insight into our clients' needs.Active in industry associations like AGC and NAWIC, we maintain long-standing relationships with surety providers and public agencies. Our mission centers on ethical service, immediate availability, and mastery of construction-specific insurance products. With multigenerational client relationships spanning over 40 years, we remain committed to the values of hard work, honesty, and client-first decision-making that defined our founders.
Services
Surety Bonds
Construction Insurance
Bid Bonds
Performance Bonds
Payment Bonds
General Liability Insurance
Workers Compensation
Umbrella Liability
Builders Risk Insurance
Contractor Controlled Insurance
Details
- Year established: 1976
Highlights and features
- We offer 40+ years of construction-specific insurance and surety expertise
- Our team includes former underwriters and field construction professionals
- We provide same-day bid bond turnaround with no upfront fees
- We maintain active memberships in AGC, NAWIC, and NWUCA industry associations
- Our relationships with surety providers enable customized bond programs
Services
Surety Bonds
We provide comprehensive surety bond solutions for construction projects, including bid, performance, and payment bonds. Our team negotiates favorable terms with surety partners while ensuring compliance with federal, state, and municipal requirements. With former underwriters on staff, we offer rapid turnaround times and expert guidance through complex bonding processes.
Construction Insurance
Our specialized insurance programs protect construction businesses from industry-specific risks. Coverage includes general liability, workers compensation, inland marine, and umbrella liability policies tailored to project requirements. We review insurance portfolios annually to ensure alignment with evolving project needs and contractual obligations.
Bid Bonds
We facilitate bid bond procurement with no upfront fees and same-day processing. Our team ensures compliance with public agency requirements while maintaining strict accuracy in bond forms. This service supports contractors pursuing government and private infrastructure projects without financial barriers.
Performance Bonds
Performance bonds ensure project completion according to contract terms. We coordinate with surety partners to issue these critical bonds quickly, typically within 24 hours of contract submission. Our expertise includes navigating complex underwriting requirements for large-scale construction projects.
Payment Bonds
Payment bonds guarantee subcontractor and supplier compensation. We structure these bonds to protect against payment disputes while maintaining compliance with federal and state regulations. Our services include resolving payment issues and ensuring proper documentation throughout the project lifecycle.
People
Derek Sadowski
CEO & Co-Founder
Derek Sadowski leads with over 30 years of industry experience, maintaining long-term client relationships while expanding the company's surety and insurance capabilities. He upholds the founding principles of character-driven service and construction-specific expertise.
Kathleen Chick Sadowski
Vice President and Co-Founder
As co-founder, Kathleen Chick Sadowski helped establish the company's ethical foundation through her dedication to client service and financial integrity. Her influence continues to shape our commitment to personalized insurance solutions.
Ty Moffett
VP Surety Operations
Ty Moffett oversees surety operations with extensive underwriting experience, ensuring accurate bond execution and proactive risk management. He specializes in resolving complex bonding issues while maintaining rapid response times for urgent client needs.
Tracy Stewart
VP of Office Administration
Tracy Stewart manages office operations with a focus on efficiency and client support. Her administrative leadership ensures seamless coordination between departments, maintaining the company's high service standards.
Nick Rusow
Senior Insurance Associate
Nick Rusow provides expert insurance solutions with specialized knowledge of construction risk management. He assists clients with policy reviews, claims handling, and customized coverage options tailored to project-specific requirements.
Questions
What types of construction insurance do you offer?
We provide general liability, workers compensation, inland marine, umbrella liability, builders risk, and specialized construction insurance tailored to project requirements.
How quickly can you issue bid bonds?
We typically issue bid bonds the same day with no upfront fees, ensuring contractors meet tight submission deadlines for public and private projects.
Do you work with small contractors?
Yes, we serve contractors of all sizes, from startups to established firms, providing scalable bonding and insurance solutions based on individual business needs.
How do you handle insurance claims?
Our team actively manages claims resolution, working directly with insurers to expedite processing while protecting client interests through dedicated claims specialists.
What areas do you serve?
We operate nationwide with licensing in most US states, maintaining our headquarters in Salem, Oregon to support contractors across the country.
Can you help with complex underwriting issues?
Yes, our former underwriters specialize in resolving challenging cases, leveraging decades of industry experience to develop creative solutions for difficult bonding scenarios.
