Abacus Settlements

At Abacus Life Settlements, we understand that life insurance policies are a valuable asset for many individuals, particularly seniors. We take pride in being the largest direct provider in the life settlement industry, with over 19 years of experience. Headquartered in Orlando, Florida, we have a team of 90+ employees who work tirelessly to help clients like you navigate the complex process of selling your life insurance policy.

Our Mission

Abacus Life Settlements is committed to empowering individuals to make informed decisions about their life insurance policies. By providing transparent and confidential services, we help clients realize the full value of their policies. As a direct buyer of life insurance policies, we eliminate the middleman, ensuring that our clients receive the best possible outcome.

What is a Life Settlement?

A life settlement is the sale of a life insurance policy, facilitated by a licensed provider like Abacus, in exchange for a lump-sum cash payment. This process allows individuals to receive a higher value for their policy than what they would receive by surrendering it to their life insurance carrier.

The Abacus Advantage

At Abacus, we take a client-first approach to the life settlement industry. We believe in transparency and empowering our clients with accurate information about their policies. Our services include:

• Transparency: We provide full transparency in generating life settlement offers, allowing our clients to make informed decisions.
• Privacy: As HIPAA-certified and fully licensed on a national scale, we maintain the confidentiality of our clients' information.
• No Middlemen: We are a direct buyer of life insurance policies, eliminating the need for middlemen and ensuring our clients receive the best possible outcome.

Types of Life Settlements

We understand that the terminology surrounding life settlements can be confusing. For your convenience, we've outlined the different types of life settlements:

• Life Settlements: Suitable for seniors aged 70+ or those with health impairments that affect life expectancy. Life settlements transfer ownership in exchange for a lump-sum cash payment.
• Viatical Settlements: A viatical settlement is an arrangement where someone terminally or chronically ill sells their life insurance policy at a discount from its face value for cash now.
• Retained Death Benefit: This option allows policy owners to retain a portion of their life insurance policy's death benefit, rather than receiving a cash lump sum payment.

Why Sell Your Life Insurance Policy?

With billions of dollars left untapped by life insurance companies each year, it's crucial to understand the benefits of selling your life insurance policy. At Abacus, we believe that individuals have the power to decide how their policies should be used. By working with us, you can receive a significant cash payment for your policy, eliminating financial burdens, and securing your future.

Get Started Today

At Abacus Life Settlements, we are committed to serving our clients with the utmost confidentiality, transparency, and urgency they deserve. Whether you're searching for a traditional or viatical settlement, we're here to guide you every step of the way. Take the first step towards securing your financial future today.