Business Details
50+ Years
experience
Emergency
services
Your Trusted Insurance Partner in Reno, NV
Comstock Insurance Agencies has been a trusted name in the insurance industry since 1957, founded by John Sweatt in Reno, Nevada. As a family-owned and independent agency, we have evolved over six decades to meet the changing needs of our clients while maintaining a steadfast commitment to personalized service. Our expertise spans a comprehensive range of insurance products, including auto, health, home, life, and commercial coverage, with specialized offerings like cyber liability and data breach protection.We pride ourselves on our deep-rooted community ties, ongoing professional training, and a client-centric approach that prioritizes tailored solutions over one-size-fits-all policies. With a team of certified insurance counselors and decades of collective experience, we deliver strategic risk management and unwavering support to individuals and businesses across Nevada and beyond.
Services
Auto Insurance
Health Insurance
Home Insurance
Life Insurance
Commercial General Liability
Cyber Liability Insurance
Workers Compensation
Farm Insurance
Church Insurance
Group Health Insurance
Details
- Year established: 1957
Highlights and features
- We offer 60+ years of insurance expertise with third-generation leadership.
- Our team includes Certified Insurance Counselors with specialized industry training.
- We provide tailored policies avoiding generic, one-size-fits-all solutions.
- 24/7 customer service ensures continuous support for urgent insurance needs.
- Local knowledge combined with multi-state licensing capabilities for broader reach.
Associations and certifications
- Certified Insurance Counselors (CIC)
What people say
Very accommodating
Treat us like family
Trustworthy and excellent service
Diligent problem-solving
Exceptional customer service
Services
Auto Insurance
Our auto insurance provides comprehensive protection against accidents, theft, and property damage while offering personalized policy customization. We specialize in collision coverage, roadside assistance, and accident forgiveness programs tailored to individual driving needs. With options for classic cars and commercial vehicles, our specialists ensure optimal protection that adapts to Nevada's unique driving conditions and legal requirements.
Health Insurance
We offer comprehensive health insurance solutions including individual/family plans, group coverage, and supplemental insurance options. Our services help businesses and individuals navigate ACA compliance while providing access to telehealth services, vision coverage, and health savings accounts. Our agents specialize in matching clients with cost-effective plans that balance premium costs with necessary medical protections.
Home Insurance
Our home insurance policies protect against property damage from natural disasters, theft, and liability claims while offering customizable coverage options. We provide earthquake and flood insurance endorsements alongside standard dwelling protection, with specialists who help clients understand replacement cost vs. actual cash value policies. Our agents also offer guidance on bundling home and auto insurance for maximum savings.
Life Insurance
We provide term and permanent life insurance solutions designed to protect families and business interests through unexpected events. Our offerings include mortgage protection, key person insurance, and long-term care coverage that adapts to changing life circumstances. Our specialists help clients determine appropriate coverage amounts while explaining policy features like accelerated death benefits and conversion options.
Commercial General Liability
Our commercial liability insurance protects businesses from financial losses due to third-party claims involving bodily injury, property damage, or advertising injuries. We offer specialized coverage for construction, manufacturing, and technology sectors while providing endorsements for liquor liability, employment practices, and foreign operations. Our risk management specialists help businesses determine appropriate coverage limits and policy structures.
People
John Sweatt
President
Third-generation Reno native and son of the agency's founder, John brings decades of industry experience to his leadership role. He combines traditional insurance values with modern business practices while maintaining the company's community-focused ethos.
Michael Herschbach
Agency Manager/Producer
Agriculture insurance specialist with prior farming experience, Michael connects with clients through shared industry knowledge. He manages commercial lines while leveraging his background in heavy equipment operations to understand client needs.
Judy Soracco
Finance Manager
With 25+ years at Comstock, Judy oversees financial operations and commercial lines. Her extensive insurance background and Reno relocation story reflect the company's commitment to long-term employee relationships and local expertise.
Todd Brabbin
Senior Commercial Lines Producer
Certified insurance professional with a talent for simplifying complex financial concepts. Todd specializes in helping businesses protect assets through tailored commercial insurance solutions while maintaining a client-focused approach.
Tiffany Hughes
Employee Benefits Manager
Former project engineer turned insurance expert, Tiffany brings analytical skills to employee benefits management. She specializes in health insurance solutions and has helped numerous businesses structure competitive benefits packages.
Questions
What types of insurance does Comstock offer?
We provide personal insurance (auto, home, life, health) and commercial coverage (general liability, workers compensation, cyber liability) with specialized options for churches, farms, and technology businesses.
How can I file an insurance claim?
Visit our website's 'File A Claim' section to access carrier-specific portals for major providers like Liberty Mutual, Nationwide, and Safeco, with direct contact options available.
Do you offer 24/7 insurance support?
Yes, our 24-hour customer service ensures immediate assistance for urgent insurance needs, including accident reporting and emergency coverage inquiries.
Are your agents certified professionals?
Our team includes Certified Insurance Counselors (CIC) with specialized training from the National Alliance for Insurance Education & Research, ensuring expert policy guidance.
Can I get insurance discounts by bundling policies?
Yes, combining home and auto policies often qualifies for multi-policy discounts, single deductibles for related claims, and additional coverage benefits like airbag replacement.
What areas do you serve?
We primarily serve Nevada communities including Reno, Sparks, Carson City, Elko, and Las Vegas, with licensing in 12 western states to support broader client needs.
