Business Details
38 Years
experience
Emergency
services
Your Trusted Business Insurance Partner in Los Gatos, CA
Prevot & Associates Insurance Services has been a trusted leader in the insurance industry for over 35 years, specializing in tailored commercial insurance solutions for businesses of all sizes. Our team of experts operates from offices in Los Gatos, San Diego, and Houston, providing comprehensive coverage across the United States and internationally. We pride ourselves on delivering personalized service, leveraging deep industry knowledge to address the unique risks faced by our clients in sectors such as technology, life sciences, manufacturing, and construction.Our commitment to excellence is reflected in our ability to secure competitive rates while maintaining a client-centric approach, ensuring that every policyholder receives transparent, reliable, and cost-effective protection. With a proven track record of resolving claims efficiently and offering 24/7 support, we have built a reputation as a dependable partner dedicated to safeguarding the future of our clients' businesses.
Services
General Liability
Workers Compensation
Group Health Insurance
Contractors Insurance
Directors & Officers
Cyber Security
Life Sciences
Manufacturing
Office Insurance
EPLI
Details
- Year established: 1988
Highlights and features
- We offer over 35 years of experience in specialty insurance niches.
- Our team provides tailored coverage for high-risk industries like tech and manufacturing.
- We maintain a 24/7 support system for urgent client needs.
- We have secured 20%+ savings for clients through competitive carrier partnerships.
- Our brokers hold certifications in complex insurance domains like cyber liability.
What people say
24/7 personalized support
20% savings
Speedy service
Expertise in niche areas
Honest advice
Services
General Liability
General Liability Insurance protects businesses from third-party claims involving bodily injuries, property damage, and advertising injuries. Our policies cover legal defense costs, settlements, and medical expenses up to policy limits. This essential coverage safeguards companies across industries including retail, professional services, and light industrial operations.
Workers Compensation
Workers Compensation Insurance provides benefits for job-related injuries or illnesses, covering medical expenses, rehabilitation costs, and lost wages. Required by most states, our policies ensure compliance while protecting both employees and employers from financial risks associated with workplace accidents across construction, manufacturing, and service sectors.
Directors & Officers
Directors & Officers (D&O) Insurance protects company leaders from personal losses due to lawsuits alleging mismanagement or breach of duties. Our coverage extends to legal defense costs, settlements, and judgments related to governance decisions, benefiting both profit and non-profit organizations seeking to attract qualified board members.
Cyber Security
Cyber Security Insurance mitigates financial risks from data breaches and cyber attacks. Our policies cover breach response costs, regulatory fines, business interruption losses, and legal liabilities. This critical coverage addresses evolving digital threats facing technology firms, healthcare providers, and businesses handling sensitive customer information across all industries sectors.
Contractors Insurance
Contractors Insurance provides comprehensive protection for construction professionals against project-specific risks. Our policies cover general liability, workers' compensation, and equipment damage for trades including electricians, plumbers, and general contractors. This specialized coverage addresses hazards associated with building, renovation, and infrastructure projects across residential and commercial markets.
People
Mike Prevot
Founder & CEO
With over 35 years in the insurance industry, Mike Prevot established the agency to provide specialized commercial coverage solutions. His expertise in high-risk sectors and commitment to client advocacy drives the company's success.
Richard L. San Jose
Client Referral Partner
As a financial industry professional, Richard has referred over 200 clients to Prevot & Associates, citing their exceptional responsiveness and technical expertise in complex insurance matters.
Questions
What types of business insurance do you specialize in?
We specialize in high-risk commercial insurance including general liability, workers' compensation, cyber security, directors & officers, and industry-specific policies for tech, life sciences, and manufacturing sectors.
How quickly can I get an insurance quote?
Our automated systems provide instant quotes, with personalized broker support available within 1 business day for complex requirements.
Do you offer international coverage?
Yes, we provide commercial insurance solutions for businesses operating across North America, Europe, and Asia-Pacific regions.
What sets your agency apart from competitors?
Our 35+ years of niche expertise, 24/7 claims support, and proven track record of securing 20%+ savings differentiate us in the industry.
Can startups get coverage through your agency?
Yes, we offer tailored insurance packages for startups including cyber liability, EPLI, and directors & officers coverage to address emerging business risks.
