Business Details
41 Years
experience
Your Trusted Insurance Partner in Parkersburg, WV
For over four decades, MOV Insurance has specialized in life, health, disability, and business insurance solutions, prioritizing client needs over corporate interests. Our independent approach allows us to work directly for policyholders, offering unbiased guidance to secure tailored coverage. With recognition from industry leaders like Country Financial and the Million Dollar Roundtable, we combine deep expertise with a commitment to personalized service.Our team focuses on simplifying complex insurance decisions, ensuring clients receive competitive rates without high-pressure sales tactics. Serving West Virginia and Ohio communities, we emphasize transparency, long-term relationships, and support during critical moments, such as claims processing or life changes.
Services
Life Insurance
Health Insurance
Disability Insurance
Business Insurance
Group Insurance
Medicare Supplements
401k Solutions
Home Insurance
Auto Insurance
Workers Compensation
Details
- Year established: 1985
Highlights and features
- We offer 40+ years of independent insurance expertise tailored to individual needs.
- Our team works with all major carriers to secure competitive rates for clients.
- No high-pressure sales tacticsdecisions are guided by client priorities, not commissions.
- Recognized with industry awards for sales excellence and service quality.
- Specialize in simplifying complex insurance choices for both personal and business needs.
Associations and certifications
- Emerald Club Award
- Motorists Life Pinnacle Club
- Million Dollar Roundtable
What people say
Great experience
No high-pressure sales
Cost less than quoted
Patient with questions
Huge help during loss
Services
Life Insurance
Life Insurance provides financial security for dependents through term or permanent coverage. Term insurance addresses temporary needs like mortgages, while permanent policies offer lifelong protection with cash value growth. We help clients evaluate debt obligations, survivor income needs, and estate planning goals to determine optimal coverage levels.
Disability Insurance
Disability Insurance replaces a portion of income if illness or injury prevents work. Most disabilities stem from non-accident-related conditions like diabetes or heart disease. We guide clients in selecting policies that cover living expenses, ensuring financial stability during unexpected career interruptions.
Health Insurance
Health Insurance solutions adapt to evolving personal or family medical needs. We analyze individual circumstances to identify plans balancing cost, coverage breadth, and provider networks. Our approach ensures clients understand policy details, from deductibles to prescription coverage, enabling informed healthcare decisions.
Business Insurance
Business Insurance protects companies against property damage, liability claims, and operational disruptions. We offer tailored packages including workers' compensation, cyber liability, and equipment breakdown coverage. Our services help businesses maintain continuity while meeting legal requirements and safeguarding employee welfare through group benefit programs.
401k Solutions
401k management services assist with retirement fund transitions when changing employers. We explain options like cash-outs, rollovers to new plans, or self-directed accounts. Our guidance ensures clients preserve investment growth potential while navigating distribution rules and tax implications for long-term financial security.
People
Dave
Owner
With over 40 years in insurance, Dave specializes in life, health, and business coverage. A Salem University graduate, he holds awards from Country Financial and the Million Dollar Roundtable. Clients highlight his ethical approach and patient guidance.
Questions
What types of insurance do you offer?
We provide life, health, disability, business, group benefits, home, auto, and workers' compensation insurance, along with 401k rollover assistance.
How do you help clients choose insurance?
We assess individual needs through detailed consultations, comparing options across carriers to find cost-effective solutions aligned with financial goals and family requirements.
Do you serve areas outside Parkersburg?
Yes, we serve Belpre and Marietta, Ohio, plus Williamstown, WV, offering personalized service to clients throughout the Mid-Ohio Valley region.
Can you assist with existing policy reviews?
Absolutely. We evaluate current coverage to identify gaps or overpayments, ensuring policies remain optimized as clients' personal and business circumstances evolve.
How are claims handled?
We provide hands-on support during claims, guiding clients through documentation requirements and acting as an advocate to ensure timely, fair resolutions.
