Watseka Mutual Insurance

Watseka Mutual Insurance Company has been a steadfast presence in the Eastern Illinois community since 1890. We are proud to be a mutual insurance company, meaning that ownership rests with our policyholders. This structure allows us to prioritize the needs of our customers, offering competitive rates and exceptional personal service that sets us apart. Our dedication to providing reliable property protection has made us a trusted name for residents in Iroquois, Vermilion, Champaign, McLean, Ford, Kankakee, Livingston, and Will counties.

Our Commitment to Service

At Watseka Mutual, we understand that insurance can be complex. Our team of experienced professionals is dedicated to simplifying the process for our policyholders. We take the time to listen to your individual needs and provide tailored solutions that offer comprehensive coverage at a price you can afford. We believe in building lasting relationships based on trust, transparency, and a genuine commitment to serving our community.

A Family of Coverage Options

We offer a range of insurance products designed to safeguard your valued possessions and provide peace of mind.

• Farmowner's: Our Farm-Mate and Farm-Guard policies offer tailored protection for farms of all sizes. We cover a wide range of assets, including your dwelling, its contents, farm structures, equipment, livestock, grain, leases, and recreational vehicles.

• Homeowner's: Our homeowner's policy provides comprehensive coverage for your home and its contents. It includes protection from a variety of perils, such as fire, windstorms, theft, and vandalism. We also offer liability coverage to protect you in the event of an accident on your property.

• Builder's Risk:

As you embark on the exciting journey of building your dream home, our Builder's Risk policy provides essential coverage for your investment during the construction process.

• Renter's: Whether you're renting an apartment in the city or a house in the suburbs, our Renter's policy safeguards your personal belongings and offers liability protection.

• Rental Dwellings: As a landlord, it's crucial to protect your investment. Our Dwelling policy provides comprehensive coverage for rental properties, including the building itself, other structures, and loss of rents.

• Inland Marine: Protect your valuable personal property, such as jewelry, electronics, musical instruments, fine art, and collectibles, wherever your travels may take you with our Inland Marine policy.

• Equipment Breakdown: This valuable coverage safeguards your essential home and farm equipment against unexpected breakdowns, providing financial protection and peace of mind.

Our Team

At Watseka Mutual, we pride ourselves on our team of experienced professionals. Diane Molter, our Secretary-Manager, oversees the day-to-day operations of the company.

With her extensive background in insurance, including the coveted Professional Farm Mutual Manager (PFMM) designation, Diane is dedicated to providing exceptional service to our policyholders. Pam Leppard, our customer service representative, is a familiar and friendly face to our valued clients. With 29 years of experience at Watseka Mutual, Pam handles all policy processing and customer inquiries with efficiency and care.