Business Details
23 Years
experience
Specialty Insurance Wholesaler for Hard-to-Place Risks
Lion Heart Insurance Services stands as a family-owned insurance wholesaler with over a century of combined industry experience. Our focus lies in addressing difficult-to-place risks across diverse sectors, including assault & battery coverage for hospitality venues, property insurance for high-risk areas, and specialized programs for emerging industries like e-cigarettes and nutraceuticals. We prioritize personalized service, leveraging deep market relationships to connect retail agents with tailored coverage solutions.Our team delivers start-up support, carrier program transitions, and access to A-rated admitted and non-admitted markets nationwide. With a legacy dating to 2003 and roots tracing back to 1960, we combine generational expertise with a commitment to evolving industry demands. Our professionals recognize agency expertise and strive to create lifelong, profitable partnerships through reliable service and innovative risk management strategies.
Services
Assault & Battery Coverage
Property Insurance
Professional Liability
Construction Wrap-Ups
E-Cig/Vape Shop Insurance
Nutraceutical Insurance
Nightclub Coverage
Habitational Risk Insurance
Flood & Earthquake Coverage
Excess Liability Programs
Details
- Year established: 2003
Highlights and features
- We offer over 100 years of combined insurance experience in niche markets.
- Our team provides personalized attention to retail agency needs and expertise.
- Access to A-rated admitted and non-admitted markets for diverse risk profiles.
- Specialized programs for emerging industries like e-cigarettes and nutraceuticals.
- Full assistance with carrier program transitions and start-up support.
Services
Assault & Battery Coverage
Lionheart provides specialized assault & battery liability insurance for high-risk venues like nightclubs and sports bars. Our coverage addresses bodily injury claims from altercations, ensuring clients meet primary and excess liability requirements. With access to A-rated markets, we deliver tailored solutions for establishments needing $1 million to $5 million in protection.
E-Cig/Vape Shop Insurance
We offer comprehensive liability programs for e-cigarette and vape shop businesses, including manufacturers and distributors. Our policies cover product liability exposures for ENDS devices and e-liquids through pioneering market relationships, providing broad protection with minimal exclusions in this evolving industry.
Property Insurance
Lionheart's property insurance solutions address unique exposures for habitational and commercial risks nationwide. We provide coverage for buildings, equipment breakdowns, and business interruption, including flood and earthquake endorsements for properties in high-risk areas.
Nutraceutical Insurance
Our programs protect vitamin and nutraceutical manufacturers with policies covering product liability and distribution risks. Through partnerships with Lloyds of London, we offer competitive rates and comprehensive terms for private-label producers and custom manufacturers.
Construction Wrap-Ups
We provide construction wrap-up insurance programs consolidating liability and property coverage for large projects. Our solutions protect contractors against site-specific risks while ensuring compliance with carrier requirements for complex developments.
People
Joe Sr. Weckerle
Founder
With a career spanning six decades, Joe Sr. founded Lionheart after leading H&W Insurance Services and ARIS Insurance. His expertise in specialty insurance markets drives our strategic direction and underwriting approach.
Joe Jr. Weckerle
Co-Owner
Building on family legacy, Joe Jr. focuses on expanding market access for emerging risks. His hands-on experience in underwriting and agent relations strengthens our commitment to innovative coverage solutions.
Laura Weckerle
Co-Owner
Laura contributes operational leadership and client service expertise. Her background in managing complex insurance programs ensures our partners receive personalized support and reliable risk management strategies.
Questions
What types of insurance does Lionheart specialize in?
Lionheart specializes in hard-to-place coverage for restaurants, nightclubs, vape shops, nutraceuticals, habitational risks, and professional liability. We also offer property, assault & battery, and construction wrap-up insurance.
Do you provide coverage for emerging industries?
Yes, we pioneered insurance programs for e-cigarettes and vape shops and offer comprehensive liability coverage for nutraceutical manufacturers and distributors through A+ rated markets.
How does Lionheart support retail agents?
We provide start-up assistance, carrier program transitions, and access to specialized markets. Our team offers personalized guidance to help agents secure coverage for complex risks.
Are your insurance programs available nationwide?
Yes, we place risks in all 50 states, including urban, rural, and catastrophe-prone areas, with options for flood, earthquake, and excess liability coverage.
What experience does Lionheart bring to specialty insurance?
Our team has over 100 years of combined experience, including leadership roles at major wholesalers like H&W Insurance Services and ARIS Insurance, giving us deep industry expertise.
