Business Details
50+ Years
experience
Your Trusted Insurance Partner in Somerville, MA
Garrett-Lynch Insurance Agency is a family-owned independent insurance agency serving clients in Massachusetts and throughout New England since 1934. Our team of seasoned professionals brings decades of combined experience to deliver personalized insurance solutions tailored to individual and business needs. We prioritize exceptional customer service, leveraging relationships with over 30 carriers to secure competitive rates and comprehensive coverage.Recognized as Somerville's #1 Insurance Agency in multiple Readers Choice Awards, we maintain a commitment to transparency, expertise, and community trust. Our licensed specialists provide guidance on auto, home, business, life, and workers' compensation insurance, ensuring clients receive informed recommendations and reliable support through every policy lifecycle stage.
Services
Auto Insurance
Business Insurance
Homeowners Insurance
Life Insurance
Workers Compensation
Renters Insurance
Condominium Insurance
Flood Insurance
Earthquake Insurance
Details
- Year established: 1934
Highlights and features
- Family-owned agency serving New England since 1934
- Access to multiple insurance carriers for competitive pricing
- Experienced agents with decades of industry expertise
- Personalized service focused on individual client needs
- Recognized as Somerville's #1 Insurance Agency by Readers Choice Awards
What people say
SUPER friendly
Top notch Professionals
Incredible customer service
Old fashion human interaction
40 years of service
Services
Auto Insurance
Our auto insurance policies protect Massachusetts drivers against financial losses from accidents, theft, or weather damage. We offer liability, collision, comprehensive, and uninsured motorist coverage tailored to individual driving needs. With personalized guidance, we help clients understand coverage options and select policies that balance protection and affordability while meeting state requirements.
Business Insurance
We provide comprehensive business insurance solutions including general liability, property, commercial auto, and workers' compensation coverage. Our specialists help Massachusetts businesses mitigate risks through customized policies that protect against property damage, lawsuits, and operational disruptions. We offer package policies and standalone coverage options for companies of all sizes and industries.
Homeowners Insurance
Our homeowners insurance protects Massachusetts residents' primary assets with coverage for property damage, personal liability, and additional living expenses. Policies include standard protections against fire, theft, and weather damage, with optional endorsements for flood, earthquake, and other specific risks. We help clients evaluate coverage needs and secure appropriate protection for their homes.
Life Insurance
We offer term and whole life insurance policies to provide financial security for families and dependents. Our solutions help clients replace lost income, cover funeral expenses, and meet long-term financial obligations. We guide clients through policy options, helping them understand premium structures, death benefits, and cash value components to select appropriate coverage.
Workers Compensation
Mandatory for Massachusetts employers, our workers' compensation policies cover medical expenses and lost wages for work-related injuries. We help businesses comply with state regulations while protecting against workplace accident liabilities. Our specialists explain coverage components including medical benefits, wage replacement, and vocational rehabilitation to ensure proper protection for employees and employers.
People
Jay Lynch
President
Jay Lynch leads the agency with over 30 years of insurance experience, maintaining the family tradition of personalized service while adapting to modern insurance needs.
David Lynch
Vice President
David Lynch provides expert insurance guidance with decades of experience, known for exceptional client service and deep community knowledge in Davis Square.
Linda Lynch Shaughnessy
Treasurer & Clerk
Linda Lynch Shaughnessy manages financial operations with extensive industry knowledge, ensuring clients receive accurate policy information and competitive pricing.
Ann Crowley
Sr. Customer Service Rep
Ann Crowley delivers personalized insurance solutions with over 20 years of experience, specializing in client education and policy clarification.
Ana Sousa
Sr. Customer Service Rep
Ana Sousa provides expert insurance advice with extensive knowledge of Massachusetts coverage requirements, helping clients navigate complex policy options.
Questions
What types of insurance do you offer?
We offer auto, home, business, life, renters, condominium, flood, earthquake, and workers' compensation insurance for Massachusetts residents and businesses.
Are you a local insurance agency?
Yes, we're a family-owned agency in Davis Square, Somerville since 1934, with deep community knowledge and local service focus.
How can I get a competitive insurance quote?
Contact us directly via phone or our website to speak with an agent who will assess your needs and provide personalized quotes from multiple carriers.
Do you offer business insurance packages?
Yes, we provide customized business insurance packages including liability, property, commercial auto, and workers' compensation coverage tailored to specific industries.
What makes your agency different?
We combine family-owned service with 85+ years of experience, offering independent carrier access, personalized guidance, and community-focused insurance solutions.
