Business Details
50+ Years
experience
Emergency
services
Your Trusted Insurance Partner in Dayton, OH
Ferneding Insurance has been a trusted name in the insurance industry since its founding in 1911. As a family-owned and operated agency, we pride ourselves on upholding the values established by our founder, John C. Ferneding, including ethical business practices, personalized client care, and a commitment to offering competitive rates. Our team, now led by fifth-generation family members John R. and Daniel R. Ferneding, continues to serve the Dayton, Ohio community with the same dedication to integrity and service that has defined our legacy.With over a century of experience, we specialize in personal, business, life, health, and disability insurance, tailoring solutions to meet the unique needs of each client. Our deep-rooted connection to the community drives our mission to protect what matters most to our clients, ensuring peace of mind for generations to come. From our origins as pioneers in Daytons business landscape to our current role as a full-service insurance agency, we remain steadfast in our commitment to excellence and client satisfaction.
Services
Personal Insurance
Business Insurance
Life Insurance
Health Insurance
Disability Insurance
Details
- Year established: 1911
Highlights and features
- We offer over a century of experience in personalized insurance solutions.
- Our family-owned agency prioritizes ethical and client-focused service.
- We provide competitive rates tailored to individual and business needs.
- We maintain deep community ties and a legacy of local contributions.
- Our team delivers responsive support for claims and policy adjustments.
What people say
Top-notch help
Smooth process
Personal business
Integral community members
Competitive rates
Services
Personal Insurance
We offer customized personal insurance solutions including home, auto, and valuables protection. Our policies safeguard individuals and families against unexpected risks while providing flexible coverage options. With tailored programs, clients receive comprehensive protection aligned with their unique lifestyles and asset portfolios.
Business Insurance
Our business insurance covers diverse industries with specialized policies for liability, property, and professional risks. From small enterprises to large corporations, we provide tailored coverage for sectors like construction, healthcare, and technology. Clients benefit from risk management strategies designed to protect their operations and growth.
Life Insurance
We offer individual and group life insurance policies to ensure financial stability for beneficiaries. Our solutions include term, whole, and universal life coverage options. These plans provide long-term security and estate planning benefits for clients loved ones and business partners.
Health Insurance
Our health insurance services include individual, group, and supplemental plans to meet diverse healthcare needs. We help clients navigate options for comprehensive medical, dental, and vision coverage. Policies are designed to balance affordability with robust protection against healthcare costs.
Disability Insurance
We provide individual and group disability income policies to protect against lost wages from unexpected injuries or illnesses. Our coverage ensures financial stability during recovery periods. Clients receive tailored plans that align with their employment circumstances and long-term financial goals.
People
John R. Ferneding
Co-Owner
John R. Ferneding represents the fifth generation of the Ferneding family in Dayton. He upholds the agencys legacy of ethical practices and client-focused service established by his father, John C. Ferneding.
Daniel R. Ferneding
Co-Owner
Daniel R. Ferneding co-owns the agency with his brother John R., continuing the family tradition of personalized insurance solutions. He emphasizes competitive rates and comprehensive coverage tailored to client needs in the Dayton area.
Questions
What types of insurance does Ferneding Insurance offer?
We provide personal, business, life, health, disability, and specialty insurance policies tailored to individual and corporate needs in Dayton, Ohio.
How can I report a claim after business hours?
Claims can be reported 24/7 through our website or by contacting our partner insurers directly using the provided phone numbers.
Are your insurance rates competitive?
Yes, we design customized protection programs with competitive pricing while maintaining high service standards for all clients.
Do you serve businesses outside Dayton?
While based in Dayton, Ohio, our services extend to surrounding areas for both personal and commercial insurance clients.
Can I modify my insurance coverage online?
Coverage changes require direct confirmation from our office—please call (937) 294-1755 during business hours for policy adjustments.