Business Details
40 Years
experience
Emergency
services
Your Trusted Insurance Partner on Long Island
Marlin Insurance Agency has been serving Long Island communities since 1986, providing comprehensive insurance solutions tailored to both personal and commercial needs. Our expertise spans luxury and standard home insurance, including waterfront properties on Long Island Sound and bays, while offering competitive auto insurance through multiple carriers. We specialize in unique coverage options for recreational vehicles, special event policies, and comprehensive liability protection for businesses.Our commitment to personalized service ensures clients receive proactive support, with policy reviews conducted whenever rate increases occur. With decades of local market knowledge and a focus on finding the best available rates, we deliver customized insurance strategies backed by responsive client care.
Services
Home Insurance
Auto Insurance
Life Insurance
Commercial Insurance
Flood Insurance
Umbrella Liability
Recreational Vehicle Insurance
Special Event Coverage
Business Owners Policies
Group Benefits
Details
- Year established: 1986
Highlights and features
- We offer 35+ years of specialized insurance expertise on Long Island
- Our team provides personalized policy reviews when rates increase
- We maintain relationships with multiple insurance carriers for competitive pricing
- We specialize in unique coverage for waterfront properties and recreational vehicles
- Our agency offers proactive claim support with live customer service during business hours
What people say
Always available for questions
Best prices for insurance
Timely information delivery
Professional and responsive
Proactive policy reviews
Services
Home Insurance
We provide comprehensive home insurance solutions for primary residences, vacation properties, and rental units across Long Island. Our policies protect against structural damage, personal property loss, and liability claims. Specializing in waterfront homes along the Sound and bays, we offer tailored coverage options that address regional risks while maintaining competitive pricing through multiple carrier partnerships.
Commercial Insurance
Our commercial insurance services address diverse business risks with customized property, liability, and professional coverage solutions. We serve retail, wholesale, office, and mixed-use operations with specialized policies including business owners programs, cyber liability, and directors & officers insurance. Our approach combines industry expertise with personalized risk assessments to create cost-effective protection strategies.
Auto Insurance
We offer comprehensive auto insurance options for personal and commercial vehicles through multiple carrier relationships. Our services include standard coverage, preferred rate programs, and specialty policies for classic cars, recreational vehicles, and high-risk drivers. Commercial fleet coverage extends to limousines, taxis, tow trucks, and other business vehicles with tailored risk management solutions.
Life Insurance
Our life insurance offerings include term, whole, and universal life policies designed to protect families and business interests. We help clients evaluate appropriate coverage amounts for college funding, income replacement, and estate planning needs. Additional services include disability income insurance and long-term care coverage to address comprehensive financial protection requirements.
Flood Insurance
We provide federally-backed flood insurance through FEMA and private markets to address water damage risks on Long Island. Our services cover residential and commercial properties in flood-prone areas, including specialized policies for coastal properties. We educate clients about flood risk zones and help implement mitigation strategies while offering competitive pricing options through multiple underwriting sources.
People
Gary Carruthers
Vice President
With decades of insurance experience, Gary Carruthers leads Marlin Insurance Agency's commercial insurance division. He specializes in business risk management and has developed the agency's reputation for personalized service through proactive client relationships.
Scott Lobel
Agency Manager
Scott Lobel oversees daily operations at Marlin Insurance Agency, maintaining the company's commitment to exceptional customer service. With over 30 years of experience, he ensures policyholders receive competitive rates and comprehensive coverage tailored to their specific needs.
Theresa Manganello
Customer Service Representative
Theresa Manganello provides expert insurance guidance to homeowners and business clients. Her attention to detail and responsive service has earned her recognition as a trusted advisor in securing optimal coverage solutions for Marlin's policyholders.
Questions
What types of insurance do you specialize in?
We specialize in home, auto, life, commercial, flood, and recreational vehicle insurance with expertise in waterfront property coverage and business liability protection.
How do you help clients find the best rates?
We maintain relationships with multiple insurance carriers to compare pricing and coverage options, actively reviewing policies when rate increases occur to find better alternatives.
Do you offer 24/7 claim reporting?
Yes, we provide 24/7 claim reporting through partner insurance companies with direct phone access to claim specialists for emergency situations.
What areas do you serve?
We primarily serve Long Island including Nassau and Suffolk counties, with specialized coverage for waterfront properties along the Sound and bays.
