Protecting Your Business, Protecting Your Future
At Universal 1st, we understand that every business is unique, and that's why we offer a range of services designed to meet the specific needs of our clients. We're an insurance agency and brokerage firm specializing in personal, commercial, life, and health insurance products and services.
Our Story
As a licensed and experienced insurance agency, we're committed to providing exceptional service and tailored solutions to ensure the protection of our clients' financial assets. Our knowledgeable and dedicated team takes the time to understand our clients' unique needs and goals, and we work closely with them to develop customized insurance plans that meet their specific requirements.
Our Services
We offer a comprehensive range of insurance services, including:
- Commercial Auto Coverage: Liability coverage for owners and operators of commercial vehicles, including trucks, vans, and pickups.
- Trucking and Trucking Insurance: Specialized coverage for tractor-trailers, box trucks, and other types of trucks, including cargo, liability, and worker's compensation insurance.
- Non-Emergency Medical Transportation (NEMT): Insurance coverage for taxis, limousines, and charter buses catering to the healthcare industry.
- Public Auto Liability Insurance: Liability coverage for public entities, including municipal governments, transportation companies, and public agencies.
- Specialty Services: Coverage for specialized industries, such as artisan contractors, local delivery services, lunch trucks, and ice cream trucks.
Why Choose Us
At Universal 1st, we pride ourselves on our expertise in commercial insurance products and services. We offer a range of benefits, including:
- Personalized Service: Our dedicated team takes the time to understand our clients' unique needs and goals.
- Customized Solutions: We work closely with our clients to develop tailored insurance plans that meet their specific requirements.
- Comprehensive Coverage: Our insurance products and services are designed to provide comprehensive coverage for our clients' financial assets.
- Top-Rated Insurance Agency: We're a top-rated insurance agency with a reputation for excellence in the industry.
Get In Touch
If you're looking for a trusted partner to help you protect your financial assets, look no further. Contact us today to learn more about our insurance products and services. We're committed to providing exceptional service and customized solutions to meet the unique needs of our clients.

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