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28 Years
experience
Trusted Insurance Solutions in Golden, CO
LF Insurance Group has been serving the Colorado community for over 25 years, providing comprehensive insurance solutions tailored to individual and business needs. Our team of experienced professionals, with over 150 years of combined expertise, is dedicated to helping clients navigate risks and secure customized coverage. As a locally rooted agency, we prioritize understanding the unique needs of families, individuals, and businesses in Golden, Wheat Ridge, Arvada, Lakewood, and Denver.

We offer access to multiple insurance carriers, ensuring competitive pricing and personalized plans that adapt to evolving client requirements. Our commitment extends beyond insurance, as we actively support local charities and community initiatives, reflecting our values of integrity, ambition, and service.
Services
Home Insurance Auto Insurance Life Insurance Umbrella Insurance Renters Insurance Business Owners Insurance General Liability Insurance Commercial Umbrella Insurance Commercial Property Insurance Business Auto Insurance
Details
  • Year established: 1998
Highlights and features
  • We have over 25 years of experience serving Colorado communities.
  • Our team offers 150+ years of combined insurance expertise.
  • We provide personalized coverage through partnerships with top-rated carriers.
  • We prioritize local knowledge and community-driven service.
  • We offer innovative solutions for home, auto, life, and business insurance.
Associations and certifications
  • SIAA
What people say
Personalized service Knowledgeable staff Community involvement Reliable coverage Responsive claims support
Services
Home Insurance
Our home insurance policies protect against fire, water damage, liability claims, and natural disasters. We offer replacement cost coverage, flood insurance, and scheduled personal property protection. Clients benefit from tailored policies that address regional risks in Colorado's diverse climate and housing markets.
Business Owners Insurance
This bundled policy combines property and liability coverage for businesses, including protection against cyber threats, workers' compensation claims, and business interruption. We customize plans to address industry-specific risks for Colorado-based enterprises of all sizes.
Umbrella Insurance
Umbrella policies provide additional liability coverage beyond standard auto and home insurance limits. We help clients protect assets against catastrophic claims from accidents, lawsuits, or property damage incidents that exceed primary policy caps.
Auto Insurance
We offer comprehensive auto coverage including liability, collision, and uninsured motorist protection. Policies address Colorado's unique driving conditions, with options for classic cars, commercial vehicles, and rental reimbursement coverage.
Life Insurance
Our life insurance solutions include term, whole, and universal policies designed to protect families and businesses. We help clients secure financial futures through income replacement, mortgage protection, and business continuity planning.
Questions
What types of insurance does LF Insurance Group offer?
We provide home, auto, life, umbrella, renters, and business insurance, including specialized coverage for commercial properties, liability, and workers' compensation.
How do I file a claim?
Contact our Golden office directly at 303-422-2018 or use our online portal to report claims. Our team guides you through the process and coordinates with insurers for timely resolution.
Can I customize my insurance policy?
Yes, we create tailored policies by combining coverage options from multiple carriers to meet your specific needs and budget requirements.
Do you serve areas outside Golden, CO?
We provide coverage throughout Colorado, including Wheat Ridge, Arvada, Lakewood, and Denver, with policies adapted to regional risks.
What sets LF Insurance Group apart from competitors?
Our local expertise, 25+ years of experience, and access to multiple carriers allow us to offer personalized solutions that balance cost and comprehensive protection.