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Business Details
42 Years
experience
Your Trusted Insurance Partner in Osmond, NE
Established in 1984, our agency has grown from a home-based operation to a trusted downtown Osmond institution. We combine decades of industry experience with a commitment to personalized service, offering tailored insurance solutions for individuals and agricultural operations. Our team of licensed professionals prioritizes customer needs, leveraging partnerships with top insurers and cutting-edge technology to deliver comprehensive coverage.

With deep roots in the local farming community, we specialize in crop insurance while maintaining expertise across property, casualty, and risk management services. Our family-owned business continues to evolve with the times while upholding core values of honesty, professionalism, and community service.
Services
Crop Insurance Property and Casualty Insurance Risk Management Planning Drone Technology for Claims Community Involvement
Details
  • Year established: 1984
Highlights and features
  • We offer independent agency flexibility with access to multiple insurance providers
  • Our team includes full-time crop insurance specialists with local farming expertise
  • We provide year-round risk management support tailored to agricultural operations
  • Our agency combines 40+ years of experience with innovative technology solutions
  • We maintain deep community ties through volunteer work and local partnerships
Services
Crop Insurance
We specialize in comprehensive crop insurance solutions for Nebraska farmers. Our services include federal Multi-Peril Crop Insurance (MPCI), production hail coverage, and margin protection programs. Our specialists help farmers navigate customizable plans that address specific risks like weather damage, price fluctuations, and yield losses.
Risk Management Planning
Our team develops customized risk management strategies for agricultural operations. We analyze individual farm structures, loss tolerance levels, and yield histories to create tailored insurance packages. This includes field-by-field assessments and technology integration for improved coverage accuracy.
Drone Technology for Claims
We utilize drone technology to enhance crop damage assessment and claims processing. This innovation allows precise documentation of storm damage, greensnap evaluations, and field conditions that might be invisible from ground level. The technology improves claim accuracy and expedites resolution times.
Property and Casualty Insurance
We provide comprehensive property and casualty insurance for residential and commercial properties. Our services cover homes, farms, vehicles, and recreational properties through multiple insurance carriers. We focus on creating balanced policies that meet specific coverage needs while maintaining cost-effectiveness.
Community Involvement
Our agency actively participates in community service initiatives. Team members serve as volunteer firefighters, EMTs, and mentors in local programs. We maintain strong connections with agricultural communities through church involvement and local business associations.
People
Dennis Kuhl
Insurance Agent
With 18 years in insurance and agricultural experience, Dennis provides comprehensive coverage solutions. He serves the Osmond community through fire department leadership and local organizations.
Garret Kuhl
Crop Insurance Specialist
A sixth-year crop insurance expert, Garret focuses on risk management strategies and technology integration. He manages claims processing and develops digital tools to enhance customer service.
Jodi Timmerman
Property and Casualty Agent
With 17 years of insurance experience, Jodi offers personalized property coverage solutions. A former farmer, she maintains strong connections with agricultural clients while serving Osmond's insurance needs.
Pam Johnson
Office Manager
Pam manages administrative operations with 9 years of agency experience. She coordinates client services and maintains community involvement through Teammates mentoring and church activities.
Brianna Schmit
Crop Insurance Agent
A licensed crop insurance professional since 2018, Brianna specializes in data processing and marketing. She supports farmers with technology-driven solutions while maintaining family farming connections.
Questions
What types of crop insurance do you offer?
We offer federal Multi-Peril Crop Insurance (MPCI), production hail coverage, margin protection, and livestock risk protection programs tailored to Nebraska agricultural needs.
How does your drone technology benefit farmers?
Our drone technology improves crop damage assessment accuracy, especially for storm-related claims, by providing detailed aerial documentation that might be invisible from ground level.
Why use an independent insurance agency?
As an independent agency, we access multiple insurance providers to create customized policies that balance comprehensive coverage with cost-effectiveness for each client's specific needs.
Do you specialize in any particular insurance areas?
While offering full-service insurance, we specialize in agricultural risk management with particular expertise in crop insurance programs and farm-specific protection strategies.
How do you handle insurance claims?
We provide personalized claims assistance using precision data technology to streamline documentation and processing while maintaining direct support from our experienced team members.
What community services do you provide?
Our team actively participates in local volunteer work including fire department service, EMT support, youth mentoring, and church community programs in Osmond and surrounding areas.