Business Details
24 Years
experience
Your Trusted Health Insurance Partner in Texas
Founded in 2002, Selected Benefits has dedicated itself to delivering personalized health insurance solutions for businesses, individuals, and families across Texas. Our CMS-certified team specializes in group health insurance for companies with up to 500 employees, offering comprehensive benefits tailored to diverse needs. We provide individual and family health insurance plans, health savings accounts, Medicare supplements, short-term medical coverage, life insurance, and supplemental insurance. With over two decades of experience, we pride ourselves on free, unbiased advice, plan comparisons, and year-round support at no added cost.Our long-standing relationships with major carriers, including Aetna, Blue Cross Blue Shield of Texas, UnitedHealthcare, and Humana, ensure access to high-quality, ACA-compliant options. We serve Houston, Dallas, San Antonio, and Austin, combining local market insights with a consultative approach to meet each clients unique requirements. Our commitment extends beyond initial enrollment, offering ongoing compliance monitoring, renewal negotiations, and proactive support to adapt to evolving needs while maintaining competitive rates.
Services
Group Health Insurance
Individual Health Insurance
Health Savings Account
Medicare Supplement
Short Term Medical
Life Insurance
Supplemental Insurance
Concierge Insurance
ACA Compliance Assistance
CMS Certified Plans
Details
- Year established: 2002
Highlights and features
- 20+ years of experience in health insurance
- CMS certified for Marketplace and non-Marketplace plans
- Free unbiased advice and plan comparisons
- Access to major carriers like Aetna, Blue Cross, and UnitedHealthcare
- Personalized service tailored to client needs
Associations and certifications
- CMS Certified
What people say
Excellent customer service
Knowledgeable team
Personalized service
Reliable support
Quick responses
Services
Group Health Insurance
Group health insurance for companies with 2-500 employees, offering affordable, customizable plans. We negotiate with carriers to secure competitive rates, ensure ACA compliance, and provide ongoing support for enrollment, compliance filings, and renewal negotiations. Our services include COBRA administration and tailored benefits packages to enhance employee satisfaction.
Individual Health Insurance
Tailored health insurance for individuals and families, balancing coverage and cost. We assist with ACA marketplace plans, short-term options, and off-marketplace solutions, ensuring access to pre-existing condition coverage, preventive care, and network providers. Our experts help clients qualify for subsidies and navigate federal regulations.
Health Savings Account
HSA-eligible plans paired with high-deductible health policies, offering tax deductions, tax-free growth, and withdrawals for qualified medical expenses. We compare plans from top providers to find solutions that support long-term healthcare savings and financial flexibility.
Medicare Supplement
Medicare supplement insurance to cover out-of-pocket costs not paid by Original Medicare. We offer plans that ensure coverage for deductibles, copayments, and coinsurance, helping adults 65+ secure comprehensive protection and access to trusted healthcare providers.
Short Term Medical
Flexible, cost-effective temporary health insurance for gaps in coverage, such as job transitions or retirement. These plans provide access to a wide network of providers and customizable terms to meet short-term healthcare needs without long-term commitments.
People
Steve Wendlandt
CEO/Founder
Steve Wendlandt founded Selected Benefits in 2002 to simplify health insurance for Texans. With expertise in insurance, real estate, and asset management, he leads with a focus on personalized service. Steve enjoys family time, golf, and mountain biking.
Phil Raskin
Group Health Specialist / Managing Member of iSure LLC
Phil Raskin has over 20 years of insurance experience, co-owning iSure LLC for 15 years. He specializes in helping businesses and individuals secure coverage, leveraging his deep industry knowledge. Phil enjoys ranch life and outdoor activities in Fredericksburg.
Melanie Ladner
Group Health Specialist / Operations Manager
Melanie Ladner brings 15 years of health insurance expertise, focusing on customized benefits for businesses and families. A dedicated professional and mother of three, she values personalized service and enjoys photography, travel, and cooking.
Questions
Are group health insurance policies compliant with the Affordable Care Act?
Most plans we offer are ACA-compliant, ensuring essential health benefits and protections. Non-compliant options exist but are generally not recommended due to client expectations for maternity coverage and pre-existing condition protections.
Can I form a group insurance plan anytime?
Yes, group health insurance plans can be formed at any time of year. Renewal dates occur 12 months after the plan's effective date, with annual market shopping to ensure competitive rates.
How do I determine eligibility for federal subsidies?
We assist with federal subsidy qualification by evaluating household size and income estimates for the coverage year, ensuring accurate eligibility assessments for ACA marketplace plans.
What areas do you serve?
We serve businesses and individuals across Texas, including Houston, Dallas, San Antonio, and Austin, with localized expertise in each market's unique insurance landscape.
Do you offer short-term medical insurance?
Yes, we provide short-term medical plans for temporary coverage gaps, offering customizable terms and access to broad provider networks for individuals and families.
