Business Details
32 Years
experience
Your Trusted Insurance Partner in St. Louis
Since 1994, Premier Insurance Agency has been dedicated to providing tailored insurance solutions for individuals and businesses across Missouri and Illinois. As a Trusted Choice Independent Insurance Agency, we leverage relationships with over 100 carriers to secure competitive rates and comprehensive coverage. Our team of 12 licensed agents prioritizes personalized service, simplifying the insurance process to meet the unique needs of each client. With over 30 years of experience, we combine deep industry expertise with a commitment to community-focused service. Our approach ensures clients receive not only the best products but also ongoing support and guidance.We specialize in home, auto, life, health, and commercial insurance, including niche offerings like rental property and workers' compensation coverage. Our reputation for reliability and transparency has solidified our position as a trusted local partner. By staying attuned to evolving risks and client priorities, we deliver peace of mind through customized protection strategies. Our dedication to excellence is reflected in our long-standing relationships with both clients and carriers. Whether addressing personal needs or complex business requirements, we remain steadfast in our mission to make insurance accessible and stress-free.
Services
Small Business Insurance
Workers' Compensation
Home Insurance
Auto Insurance
Life Insurance
Health Insurance
Commercial Liability
Commercial Auto
Commercial Property
Rental and Vacant Dwelling
Details
- Year established: 1994
Highlights and features
- We offer 30+ years of local insurance expertise in St. Louis.
- Our access to 100+ carriers ensures competitive rate comparisons.
- 12 licensed agents provide personalized insurance guidance.
- We specialize in both personal and commercial coverage solutions.
- Our Trusted Choice affiliation guarantees ethical service standards.
Associations and certifications
- Trusted Choice
Services
Small Business Insurance
Business Owners Policies combine property, liability, and crime coverage into customizable packages for St. Louis-area businesses. We serve contractors, retailers, tech firms, and more with tailored protection against common risks. Our access to multiple carriers ensures competitive pricing for comprehensive small business coverage.
Workers' Compensation
Mandatory coverage for Missouri and Illinois businesses with employees. We provide policies that cover medical expenses and lost wages for workplace injuries while protecting employers from litigation. Our expertise ensures compliance with state regulations and proper risk management for local businesses.
Home Insurance
Protect your primary residence, vacation property, or rental units against damage and liability claims. We offer standard and enhanced policies with optional landlord liability coverage. Our St. Louis-based agents help clients navigate coverage options for condos, vacant dwellings, and multi-property portfolios.
Life Insurance
Term and permanent life insurance solutions for financial security. We offer policies that protect beneficiaries and address business obligations through death benefits. Our agents help clients choose between short-term coverage and long-term financial planning options with cash value components.
Health Insurance
Individual and group health insurance plans tailored to personal needs and business requirements. We assist clients in navigating complex options including deductibles, prescription coverage, and employer-sponsored benefits. Our services extend to alternative benefits like disability and dental insurance for Missouri and Illinois residents.
People
Tom Gerber
Partner
With over 30 years in the insurance industry, Tom Gerber specializes in commercial risk management and business development. He focuses on building long-term client relationships while maintaining the agency's community-centric values.
Ryan Regan
Partner
Ryan Regan brings extensive expertise in personal insurance lines and client services. He oversees day-to-day operations and ensures the agency maintains its Trusted Choice standards for ethical insurance practices.
Nathan Brekel
Agent
Licensed agent Nathan Brekel specializes in property and casualty insurance for residential clients. He provides personalized coverage solutions while maintaining a focus on customer education and satisfaction.
Robb Howard
Agent
Robb Howard assists both individual and business clients with insurance needs, specializing in commercial liability and workers' compensation policies. He emphasizes clear communication and thorough policy explanations for all clients.
Kyle O'Kane
Agent
As a senior account manager, Kyle O'Kane handles policy administration and claims support for commercial clients. He ensures seamless service delivery while maintaining expertise in Missouri and Illinois insurance regulations.
Questions
What types of insurance do you offer?
We provide home, auto, life, health, and commercial insurance including specialized coverage for small businesses, workers' compensation, and rental properties across eight states.
How do you find competitive insurance rates?
As an independent agency with access to 100+ carriers, we compare multiple options to find policies that balance comprehensive coverage and cost-effectiveness for each client.
Do you serve businesses outside St. Louis?
While based in St. Louis County, we serve clients statewide in Missouri and Illinois, plus Arkansas, Kansas, Nevada, Tennessee, Texas, and Florida for property-related insurance needs.
Are you part of Trusted Choice?
Yes, we maintain our Trusted Choice affiliation, which represents our commitment to ethical service standards and community-focused insurance solutions since 1994.
