Business Details
23 Years
experience
Your Trusted Insurance Partner in St. Clair Shores, MI
Founded in 2003 by Mike Domzalski and Luke Ciaramitaro, DC Insurance Group has built upon over a century of combined industry experience to serve clients in the Detroit Metropolitan area. As an independent insurance agency, we represent a diverse network of national, regional, and domestic carriers to provide tailored property and casualty insurance solutions for individuals and businesses. Our team of knowledgeable account managers prioritizes personalized service, leveraging access to multiple top-rated insurance providers to secure comprehensive coverage at competitive rates.We specialize in homeowners, auto, life, and commercial insurance, including specialized policies for condos, renters, and business property. Our commitment to client satisfaction is reflected in our approach to understanding unique needs, offering transparent guidance, and ensuring financial protection against unforeseen events. With decades of local expertise and a focus on long-term relationships, we aim to simplify the insurance process while delivering reliable, customized solutions.
Services
Home Insurance
Auto Insurance
Life Insurance
Business Insurance
Legal Liability Coverage
Details
- Year established: 2003
Highlights and features
- We offer 20+ years of combined insurance expertise
- Our team provides personalized service with multiple carrier options
- We represent 6+ top-rated insurance companies
- Our account managers specialize in tailored coverage solutions
- We serve clients with roots in the Detroit area for over 100 years
Services
Home Insurance
Our home insurance protects your largest investment with coverage for dwelling damage, personal property, liability, and additional living expenses. We offer tailored policies for homeowners, condo owners, and renters across the Detroit area. Our independent agency helps clients understand policy details and select appropriate coverage limits.
Auto Insurance
We provide comprehensive auto insurance solutions including collision, liability, and gap coverage. Our policies protect personal and business vehicles while offering road assistance and legal liability coverage. We help clients evaluate coverage options based on their specific driving needs and vehicle value.
Life Insurance
Our life insurance policies offer financial protection for dependents through term and permanent coverage options. We help clients determine appropriate coverage amounts based on family needs, income replacement requirements, and business continuity planning. Policies provide security for loved ones in case of unexpected events.
Business Insurance
We offer customized business insurance packages including property, liability, workers' compensation, and commercial auto coverage. Our solutions protect various industries from property damage, legal claims, and operational disruptions. We create tailored policies to match specific business risks and regulatory requirements.
Legal Liability Coverage
This coverage protects individuals and businesses from financial losses due to legal responsibility for property damage or bodily injury. We help clients understand liability limits and incorporate appropriate protection into home, auto, and commercial policies to mitigate potential risks.
People
Mike Domzalski
Principal
With over 20 years in the insurance industry, Mike Domzalski co-founded DC Insurance Group to provide personalized coverage solutions. He specializes in commercial risk management and focuses on building long-term client relationships through transparent advice.
Luke Ciaramitaro
Principal
Luke Ciaramitaro brings extensive property and casualty expertise to DC Insurance Group. As co-founder, he emphasizes client education and access to multiple insurance carriers to ensure comprehensive protection for personal and business needs.
Lena Landers
Account Manager
Lena Landers specializes in personal insurance policies, helping clients navigate coverage options for homes and vehicles. With 15 years of experience, she focuses on finding cost-effective solutions while maintaining strong client communication.
Lexi Ciaramitaro
Account Manager
Lexi Ciaramitaro assists clients with life insurance planning and business coverage needs. She emphasizes understanding client priorities to recommend appropriate policy structures and coverage limits for long-term financial security.
Michael Domzalski
Principal
Michael Domzalski contributes decades of insurance experience to DC Insurance Group's operations. He focuses on commercial insurance solutions and maintains relationships with multiple carriers to provide competitive options for business clients.
Questions
What types of insurance do you offer?
We provide home, auto, life, and business insurance policies, including specialized coverage for condos, renters, and commercial properties in the Detroit area.
How do you find competitive insurance rates?
As an independent agency representing 6+ carriers, we compare multiple options to find comprehensive coverage at competitive prices tailored to your specific needs.
Do you offer business insurance for small businesses?
Yes, we create customized commercial insurance packages including property, liability, workers' compensation, and vehicle coverage for small businesses in various industries.
Why do I need life insurance?
Life insurance provides financial security for dependents in case of unexpected events. We help determine appropriate coverage based on family needs and income replacement requirements.
