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50+ Years
experience
Your Trusted Michigan Insurance Partner Since 1912
At Schulte Insurance Agency, we have dedicated ourselves to serving Michigan families and businesses for over a century. Since our founding in 1912, we have built a reputation as one of the oldest independent family-owned insurance agencies in the state, working closely with top-rated national and regional insurance carriers to deliver tailored coverage solutions. Our team of experienced professionals prioritizes personalized service, ensuring clients receive optimal protection and pricing while fostering long-term relationships.

We specialize in both personal and commercial insurance, offering comprehensive products ranging from auto and homeowners policies to complex business insurance programs. Our commitment to underwriting excellence and client satisfaction has allowed us to maintain trust and reliability across generations of policyholders throughout Michigan.
Services
Auto Insurance Life Insurance Homeowners Insurance Business Insurance Motorcycle Insurance Boat Insurance Commercial Package Programs Workers Compensation Umbrella Liability Contractor Programs
Details
  • Year established: 1912
Highlights and features
  • We have over 100 years of experience serving Michigan communities.
  • Our team works with top-rated national and regional insurance carriers.
  • We develop customized insurance programs for unique client needs.
  • We prioritize long-term relationships built on trust and reliability.
  • Our independent agency status allows unbiased, comprehensive coverage comparisons.
Services
Auto Insurance
We provide comprehensive auto insurance policies tailored to individual drivers and families. Our coverage options include liability protection, collision and comprehensive coverage, uninsured motorist protection, and roadside assistance. With access to multiple top-rated carriers, we help clients secure competitive rates while ensuring adequate protection for personal vehicles.
Business Insurance
Our commercial insurance programs protect Michigan businesses from industry-specific risks. Services include property and liability coverage, workers compensation, fleet insurance, and specialized policies for restaurants, contractors, and healthcare providers. We work closely with business owners to create customized packages that balance comprehensive protection with cost-effectiveness for companies of all sizes.
Homeowners Insurance
We offer homeowners insurance solutions that safeguard residential properties against common risks like fire, theft, and weather damage. Policies include dwelling coverage, personal property protection, liability insurance, and additional living expenses coverage. Our agency partners with stable carriers to provide reliable protection for primary residences, vacation homes, and rental properties across Michigan.
Life Insurance
Our life insurance offerings provide financial protection for families and dependents through term and permanent policy options. We help clients evaluate coverage needs based on income replacement, mortgage protection, and future expenses. With access to multiple insurers, we facilitate competitive pricing and policy features tailored to individual financial planning goals.
Boat Insurance
We specialize in boat insurance policies that protect watercraft owners from risks associated with recreational and commercial marine use. Coverage includes hull protection, liability insurance, and towing assistance. Through partnerships with specialized carriers like Hagerty, we offer tailored policies for yachts, personal watercraft, and classic boats with flexible coverage options for Michigan's boating community.
Questions
What types of insurance does Schulte Insurance Agency Agency offer?
We provide auto, life, home, business, motorcycle, boat, and specialty insurance products for Michigan residents and businesses through partnerships with top-rated carriers.
How can I get a personalized insurance quote?
Contact us directly at (248) 644-6666 or complete our online form with your insurance details to receive a customized quote from our experienced agents.
Do you offer commercial insurance for small businesses?
Yes, we specialize in commercial insurance programs including property coverage, liability protection, workers compensation, and industry-specific policies for Michigan small businesses.
Can I manage my insurance policies online?
Yes, we provide online access to policy management, bill payment, and claims reporting through our carrier partners' secure customer portals.
What areas does Schulte Insurance Agency Agency serve?
We serve clients throughout Michigan, including Bloomfield Hills, Birmingham, Troy, Southfield, and surrounding communities with local insurance expertise.
How do I file an insurance claim?
Report claims directly through our carrier websites or contact our office at (248) 644-6666 during business hours for immediate assistance with the claims process.