Business Details
50+ Years
experience
Trusted Insurance Solutions in Stateline
Nelson Financial Services has been delivering comprehensive insurance solutions to the Stateline area since 1973. With over 50 years of combined industry experience, our husband-and-wife team of Mike and Julie Nelson prioritizes building long-term relationships founded on trust and personalized service. Mike Nelson began his career as a licensed agent at age 18, earning recognition as a top producer and receiving multiple sales awards throughout his career. Julie Nelson brings 12 years of insurance expertise, including a 'Rookie of the Year' award for Medicare Supplement sales, along with prior experience as a registered nurse and health services marketer. As consultants to approximately 2,000 insurance agents nationwide, we provide advanced market case design, training, and case management through our award-winning National Marketing Company. Our expertise spans life insurance, annuities, disability income, critical illness coverage, estate planning, and senior products, with a focus on creating tailored solutions that protect families during life's unpredictable moments.We maintain partnerships with multiple carriers to ensure competitive Medicare supplement options that preserve clients' choice of healthcare providers. Our annuity services include multi-year guaranteed options, fixed indexed annuities, and guaranteed lifetime income riders designed to secure financial futures. Critical illness coverage addresses catastrophic medical events while preserving quality of life, and our estate planning services help protect accumulated assets from tax erosion. Committed to both local clients and industry professionals, we combine decades of experience with innovative approaches to insurance solutions.
Services
Life Insurance
Annuities
Disability Income
Critical Illness
Estate Planning
Senior Products
Medicare Supplements
Details
- Year established: 1973
Highlights and features
- 50+ years combined insurance industry experience since 1973
- Personalized service from husband-and-wife team with medical backgrounds
- Award-winning consultants to 2,000+ insurance agents nationwide
- Multi-carrier Medicare supplement options preserving provider choice
- Customized estate planning to protect family legacies from tax erosion
What people say
Award-winning service
Personalized attention
Industry expertise
Services
Life Insurance
Life insurance provides financial protection for families through customizable policies including term, whole life, indexed universal life, and final expense options. Our solutions help secure your family's future during life's unpredictable events while offering key man protection and buy/sell funding for businesses. With premium financing options available, we help clients maintain coverage that aligns with their evolving needs.
Annuities
Our annuity products offer guaranteed income streams through multiple options including multi-year guaranteed annuities, fixed indexed annuities with principal protection, and immediate annuities with lifetime payout guarantees. We help clients create tax-advantaged retirement income strategies while maintaining control over principal balances through innovative income riders that compound up to 7% annually.
Disability Income
Disability income insurance protects your most valuable asset - your ability to earn. We offer customizable plans with elimination periods from 30-365 days and benefit periods up to age 65. Our policies provide tax-free benefits that complement Social Security or Workers' Compensation, ensuring financial stability during unexpected income disruptions.
Critical Illness
Critical illness coverage provides financial protection during catastrophic medical events. Our single-plan solution helps maintain quality of life while covering treatment costs and preserving assets. Policies address major health events like heart attacks, strokes, and cancer while complementing existing health insurance coverage.
Estate Planning
Our estate planning services use life insurance to protect accumulated assets from estate taxes and ensure smooth wealth transfer. We create tax-free death benefit strategies that preserve legacies for beneficiaries while addressing complex estate planning needs through customized insurance solutions.
People
Michael Nelson
Co-Owner & Licensed Agent
Licensed agent since age 18 with decades of industry experience. Recognized top producer with multiple sales awards. Co-founder of award-winning National Marketing Company serving 2,000+ agents nationwide.
Julie Nelson
Co-Owner & Insurance Consultant
12-year insurance veteran with 'Rookie of the Year' award for Medicare sales. Former registered nurse with 22 years healthcare experience and 10 years health services marketing background. Industry consultant to nationwide agent network.
Questions
What insurance products do you specialize in?
We specialize in life insurance, annuities, disability income, critical illness coverage, estate planning, and Medicare supplements since 1973.
How are you different from other insurance agencies?
Our 50+ years of combined experience and medical backgrounds enable personalized solutions, while our national consulting network ensures industry-leading expertise.
Do you offer Medicare supplement options?
Yes, we provide competitive Medicare supplement plans with multiple carriers to maintain your choice of doctors and hospitals.
How do you help with estate planning?
We use life insurance strategies to protect assets from estate taxes and ensure tax-free inheritance for beneficiaries.
What annuity options are available?
We offer multi-year guaranteed annuities, fixed indexed annuities, immediate annuities, and lifetime income riders for secure retirement planning.
