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Your Trusted Partner for Trucking Insurance Solutions
You Safety Insurance has established itself as a trusted partner in the trucking insurance industry. Our team of experienced professionals works closely with clients to develop customized insurance solutions tailored to their specific needs. We represent only the most highly rated insurance companies, ensuring our clients receive reliable coverage and exceptional service. With a deep understanding of the complexities of commercial trucking insurance, we guide our clients through the decision-making process to help them select the right policies.Our commitment to personalized support extends beyond policy selection, as we assist with permits, licenses, and claims management. We pride ourselves on transparency, offering clear explanations of coverage options and working with drivers regardless of their driving history. Our 24/7 availability ensures clients receive timely assistance whenever needed. Through years of dedicated service, we have built a reputation for delivering value-driven insurance solutions that protect both drivers and their livelihoods.
Services
Primary Liability Insurance
Commercial General Liability
Non-Trucking Liability
Motor Truck Cargo
Physical Damage Coverage
Workers Compensation
Occupational Accident
Personal Accident Indemnity
Contingent Cargo Legal
Unidentified Trailer Coverage
Highlights and features
- We work with only the most highly rated insurance companies
- We provide customized commercial trucking insurance solutions
- Our team offers 24/7 personalized customer support
- We have experienced agents specializing in trucking insurance
- We assist with obtaining necessary permits and licenses
Services
Primary Liability Insurance
Primary Liability Insurance protects trucking operations from financial losses due to accidents causing bodily injury or property damage. This mandatory coverage applies when operating over 10,000 GVW and meets federal requirements. Our policies include necessary endorsements like MCS90 and BMC91x for regulatory compliance.
Motor Truck Cargo Insurance
Motor Truck Cargo Insurance covers freight damage or loss during transportation. Policies require careful evaluation due to varying coverage limitations for different cargo types. We help clients assess their specific needs and select appropriate limits for maximum protection.
Physical Damage Coverage
Physical Damage Coverage protects owned equipment against collision, theft, and natural disasters. While not mandatory for paid-off vehicles, we recommend maintaining this coverage to protect your investment and livelihood as a trucking professional.
Occupational Accident Insurance
Occupational Accident Insurance provides benefits for work-related injuries, particularly valuable for owner-operators without traditional health coverage. This policy covers medical expenses and lost income from job-related accidents during commercial operations.
Non-Trucking Liability Insurance
Non-Trucking Liability Insurance covers accidents during personal vehicle use when not under dispatch. Essential for owner-operators leased to carriers, this policy fills coverage gaps when operating outside revenue-generating activities.
Questions
Can I get insurance with a DUI or bad driving record?
Yes, we work with drivers regardless of driving history and help find suitable policies.
Does insurance cover personal items in my truck?
Physical damage coverage can protect personal items in your vehicle.
What payment methods do you accept?
We accept credit cards and automatic monthly bank deductions.
Can I keep insurance when changing trucking companies?
Yes, your insurance typically remains valid with no rate changes.
Do you help with permits and licenses?
Yes, we assist with obtaining required permits and licenses for legal operation.
What's the difference between primary and non-trucking liability?
Primary liability covers work-related accidents, while non-trucking covers personal use incidents.
