Business Details
Your Trusted Insurance Partner in Redmond, WA
Chess Insurance is a family-owned and operated insurance agency serving clients in Redmond, WA, Bellevue, WA, and throughout the state. We specialize in providing personalized insurance solutions for both personal and commercial needs, prioritizing competitive rates and exceptional customer service. Our independent agency model allows us to access multiple top-tier insurance markets, ensuring clients receive tailored coverage options.With expertise in auto, home, business, earthquake, and boat insurance, we are committed to protecting our clients' assets and fostering long-term relationships built on trust and understanding. Our team takes the time to assess individual risk profiles, offering guidance that aligns with each client's unique circumstances.
Services
Auto Insurance
Home Insurance
Business Insurance
Earthquake Insurance
Boat Insurance
Personal Umbrella Insurance
Motorcycle Insurance
Renters Insurance
General Liability Insurance
Business Owners Insurance
Highlights and features
- We are a family-owned agency with deep local expertise in Redmond and Bellevue.
- Our independent status grants access to multiple top insurance carriers for competitive rates.
- We specialize in hard-to-find coverage like earthquake insurance for Washington residents.
- Our team provides personalized risk assessments tailored to individual and business needs.
- We offer comprehensive protection for unique assets including boats and specialty vehicles.
Services
Auto Insurance
We provide comprehensive auto insurance solutions including liability, collision, and comprehensive coverage tailored to Washington drivers. Our policies protect against accidents, theft, and natural disasters while offering optional roadside assistance and rental reimbursement. As an independent agency, we help clients find competitive rates through multiple carriers.
Home Insurance
Our homeowners insurance policies cover structural damage, personal property loss, and liability protection for Redmond residents. We offer standard coverage for fire, storms, and theft while providing separate earthquake insurance options. Policies include dwelling protection, loss of use coverage, and personal liability safeguards.
Business Insurance
We specialize in business insurance for Washington companies, including general liability and business owners policies. Our solutions protect against property damage, lawsuits, and operational risks. As small business owners ourselves, we understand the importance of tailored coverage that safeguards your investment and growth.
Earthquake Insurance
We offer specialized earthquake insurance policies for Washington properties since standard homeowners policies exclude seismic damage. Our coverage addresses high-risk areas with customizable deductibles and protection for total loss scenarios. We help clients understand policy limitations and structural risk factors.
Boat Insurance
Our boat insurance policies protect watercraft owners with liability, medical payments, and physical damage coverage. We offer agreed value policies, fuel spill liability protection, and emergency assistance packages. Coverage extends to personal watercraft, fishing vessels, and sailboats across Washington's waterways.
Questions
What types of insurance does Chess Insurance offer?
We provide auto, home, business, earthquake, boat, motorcycle, renters, and personal umbrella insurance policies tailored to individual and commercial needs in Washington State.
Does homeowners insurance cover earthquake damage?
Standard homeowners policies don't include earthquake coverage. We offer separate earthquake insurance policies to protect Washington residents against seismic events.
Why do small businesses need insurance?
Business insurance protects against financial risks from lawsuits, property damage, and unexpected events. As fellow small business owners, we help you secure appropriate coverage for your specific risks.
Can I get boat insurance coverage for water activities?
Yes, our boat insurance policies cover personal watercraft, liability for accidents, medical payments, and specialized coverage like on-water towing and fuel spill liability.
Do you offer insurance outside Redmond, WA?
We're licensed to sell insurance throughout Washington State, serving clients in Redmond, Bellevue, and all other areas across the state.
Are there discounts for bundling insurance policies?
Yes, we offer bundling discounts when you combine multiple policies like auto and home insurance, helping you save while maintaining comprehensive coverage.
