Business Details
30 Years
experience
Professional Liability Insurance Specialists
McArthur Insurance Agency has been serving professionals for over 25 years as an independent insurance agency. Our team specializes in professional liability insurance, offering tailored solutions for physicians, chiropractors, dentists, attorneys, and other medical professionals. As an independent agency, we maintain partnerships with multiple top-rated carriers to ensure competitive coverage options and premiums. Our comprehensive approach includes policy reviews at renewal time to guarantee continued optimal coverage.We provide flexible payment plans and support clients through streamlined processes for policy acquisition and claims management. Our experienced staff, led by President Michael McArthur, brings decades of industry expertise to deliver personalized service. We prioritize client satisfaction through transparent communication and a commitment to understanding each professional's unique insurance needs.
Services
Professional Liability Insurance
Business Owners Policy
Cyber Liability
General Liability
Workers Compensation
Employment Practice Liability
Regulatory Defense
Details
- Year established: 1996
Highlights and features
- We offer 25 years of specialized experience in professional liability insurance
- Our independent agency status provides access to multiple top-rated carriers
- We conduct comprehensive marketplace reviews at policy renewal time
- We provide flexible payment plans to meet diverse financial needs
- Our team includes certified insurance professionals with medical industry expertise
Services
Professional Liability Insurance
Specialized liability coverage for medical and legal professionals protects against claims of negligence or professional errors. Our policies include customizable options for physicians, chiropractors, dentists, and attorneys. With both claims-made and occurrence-based policy structures available, we help professionals secure appropriate coverage that meets their specific practice needs while maintaining competitive premium rates.
Regulatory Defense Coverage
This specialized coverage responds to regulatory investigations or audits from medical boards and insurance regulators. Designed specifically for regenerative medicine clinics, it covers legal defense costs associated with licensing issues, Medicare/Medicaid audits, and compliance challenges. Our policies ensure practitioners have financial protection during regulatory proceedings while maintaining standard liability coverage.
Cyber Liability Insurance
Cyber liability protection addresses data breaches and digital security incidents for medical practices. Our policies cover costs associated with patient data protection, ransomware attacks, and HIPAA compliance violations. With minimum coverage limits of $50,000, this protection helps healthcare providers manage modern technology risks while maintaining patient confidentiality and regulatory compliance.
Business Owners Policy
Comprehensive business protection combines property, liability, and operational coverages into a single policy. Tailored for medical practices and professional offices, it protects against common business risks including property damage, client injuries, and business interruption. This bundled approach provides cost-effective, coordinated protection for healthcare providers and legal professionals.
Employment Practice Liability
This specialized insurance protects against employment-related claims including discrimination, harassment, and wrongful termination allegations. Designed for professional practices with employees, it covers legal defense costs and potential settlements. Our policies help businesses navigate complex employment laws while protecting their financial stability against workplace-related legal challenges.
People
Michael McArthur
President
With over 25 years of insurance industry experience since 1996, Michael McArthur leads our agency's commitment to professional liability solutions. His expertise in carrier evaluation and policy optimization ensures clients receive comprehensive coverage tailored to their specific practice needs.
Questions
What types of professionals do you insure?
We specialize in coverage for physicians, chiropractors, dentists, attorneys, nurse practitioners, physician assistants, and medical facilities.
How do you ensure competitive pricing?
As an independent agency, we compare policies from multiple carriers to find you the best coverage at the most competitive premium.
Do you offer policy renewal reviews?
Yes, we conduct comprehensive marketplace analyses at renewal time to ensure your current carrier remains the best option.
What additional coverage options are available?
We offer Business Owners Policies, Cyber Liability, General Liability, Workers Compensation, and Employment Practice Liability insurance.
How do you handle regenerative medicine clinic coverage?
We provide specialized Medical Professional Liability policies with regulatory defense and cyber liability coverage for integrated clinics.
