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Welcome to the Grant Smith Health Insurance Agency, a trusted provider of health insurance solutions for individuals, families, and businesses in the Blue Water Area since 1978. As a lifelong resident of Port Huron, Grant Smith understands the health insurance needs of St. Clair County residents and is dedicated to offering personalized service to each client. With a focus on one-on-one dialogue, the agency tailors health insurance programs that are both affordable and sensible, ensuring long-term peace of mind.

Our team, led by Grant Smith, Jim Gilbert, and Don Demara, brings a wealth of experience and knowledge to the health insurance industry. Together, we work for you long after your policy has been issued, providing experienced, personal, and professional attention to all your health insurance concerns. Our commitment to our clients goes beyond simply selling a policy - we are here to help you navigate the complex world of health insurance, ensuring you have the right coverage for your unique needs.

Our Services

At Grant Smith Health Insurance Agency, we offer a wide range of health insurance services, including:

Individual & Family Health Insurance: We offer a variety of individual and family health insurance plans from top-rated carriers, ensuring you have the coverage you need for yourself and your loved ones.
Group Health Insurance: For businesses of all sizes, we provide comprehensive group health insurance plans designed to meet the unique needs of your employees and your company's budget.
Medicare Supplements: Our Medicare supplement plans, also known as Medigap, help cover the costs of deductibles, copayments, and other expenses not covered by Medicare.
Short Term Policies: Temporary health insurance plans provide coverage for those in transition between jobs, students, or anyone needing temporary protection.
COBRA Alternatives: If you've lost your job-based health insurance, we offer COBRA alternatives that provide continuous coverage without the high costs associated with COBRA.
Supplemental Plans: Complement your primary health insurance with supplemental plans that cover unexpected expenses, such as critical illness, hospital recovery, and personal accident insurance.
Long-Term Care Insurance: Protect your assets and maintain your independence with long-term care insurance, covering the costs of long-term services and support.
Individual Disability Income Insurance: Ensure your financial stability with disability insurance that replaces a portion of your income if you become unable to work due to illness or injury.

At Grant Smith Health Insurance Agency, we pride ourselves on our old-fashioned service and commitment to our clients. We are here to help you find the right health insurance solution that meets your needs and budget. Contact us today to schedule a one-on-one conversation and experience the difference of working with a truly independent insurance agency.

Update Share

Positive: The agency's staff, particularly Grant Smith, have been praised for their knowledge, honesty, and helpfulness in guiding clients through the insurance process.

Negative: Some customers have reported negative experiences with the agency, including being misinformed, feeling disrespected, and receiving poor service.

Overall Experience

The reviews provide a mixed assessment of the Grant Smith Agency, with some customers expressing high satisfaction with the agency's services, while others have had negative experiences.

Positive Experiences

Many customers have praised the agency's knowledgeable and helpful staff, particularly Grant Smith himself. They have been commended for their ability to explain complex insurance information in a clear and concise manner, making it easy for clients to understand their options. The agency's honesty and integrity have also been highlighted, with some customers appreciating that they were not pushed to purchase policies they did not need.

Negative Experiences

On the other hand, some customers have reported having poor experiences with the agency. They have described the staff as rude, unprofessional, and unhelpful. In some cases, customers have reported being misinformed about policy details or feeling pushed into purchasing policies they did not need.

Specific Issues

Some specific issues that have been raised include incorrect information about participating physicians, failure to inform clients about important policy details, and a lack of assistance with questions or concerns.

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