Business Details
Your Trusted Independent Insurance Agency in Parma, OH
Hixson & Malinowski delivers exceptional service and personalized attention as an independent insurance agency. With over 50 years of combined experience, we specialize in helping clients find tailored coverage at competitive rates for auto, home, business, life, and health insurance. Our team leverages deep industry knowledge to craft policies that align with individual and commercial needs, prioritizing client satisfaction and community engagement.We serve Ohio and West Virginia, offering access to over 30 trusted carriers while maintaining a local focus on understanding regional risks and regulations. Our relationship-based approach ensures ongoing support, from policy creation to claims assistance, reflecting our commitment to transparency and client-centric service.
Services
Auto Insurance
Home Insurance
Business Insurance
Life Insurance
Health Insurance
Bar & Restaurant Insurance
Renters Insurance
Condo Insurance
Scheduled Property Insurance
Landlords Insurance
Highlights and features
- We offer 50+ years of combined insurance expertise and personalized policy creation.
- Our independent status provides access to 30+ carriers for competitive rates and coverage options.
- We specialize in local Ohio and West Virginia risk management and regulatory compliance.
- Our team provides 24-hour customer service and comprehensive claims assistance.
- We support community causes and prioritize long-term client relationships over transactional interactions.
What people say
10/10 best insurance agents
Lowered monthly rates by 75%
Helping move payment dates
Exceptional service
Tailored policies
Services
Auto Insurance
Our auto insurance policies protect against liability, collision, comprehensive damages, and uninsured motorists. We offer tailored solutions for new drivers, veterans, and specialty vehicles like RVs. With access to multiple carriers, we ensure competitive rates while providing 24-hour roadside assistance, rental reimbursement, and accident forgiveness options.
Homeowners Insurance
We provide coverage for dwelling repairs, personal property replacement, liability protection, and loss of use expenses. Our policies address risks like fire, theft, and natural disasters while offering optional scheduled property riders for high-value items. Local expertise ensures compliance with Ohio and West Virginia-specific regulations and exposures.
Bar and Restaurant Insurance
Specialized policies protect foodservice businesses from liquor liability, property damage, equipment breakdowns, and business interruption. We include employment practices liability and spoilage coverage to address industry-specific risks while ensuring compliance with alcohol service regulations across Ohio and West Virginia.
Life Insurance
We offer term, whole, and universal life insurance solutions to replace income, cover mortgages, and fund education. Our policies include flexible premium options, cash value accumulation, and riders for disability benefits or cost-of-living adjustments to meet long-term financial protection needs.
Health Insurance
We provide individual and family health plans with access to provider networks, preventive care coverage, and prescription drug benefits. Our options include HMO, PPO, and short-term plans alongside disability insurance with customizable riders for income protection during health-related work absences.
Questions
What types of insurance do you offer?
We provide auto, home, business, life, health, and specialty insurance for bars/restaurants, landlords, and scheduled properties.
How do I get a quote?
Request a free quote via phone, email, or our website for customized coverage options matching your needs.
What makes you different from other agencies?
We combine 50+ years of experience with access to 30+ carriers, offering personalized solutions and local expertise.
Do you offer cyber liability insurance?
Yes, we provide cyber liability coverage to protect businesses from data breaches and digital threats.
How do I file a claim?
Contact us directly or use your carrier's claims hotline for prompt assistance with the filing process.
Can I update my policy as my business grows?
Yes, we recommend annual reviews to ensure your coverage evolves with your business's changing needs.
