Business Details
50+ Years
experience
Your Trusted Insurance Partner Since 1917
E.W. Smith Insurance has served the community for over a century, offering personalized insurance solutions tailored to individual and business needs. Founded in 1917, we maintain three offices in Wyandotte, Flat Rock, and Shelby Township, prioritizing dedicated agent relationships and comprehensive coverage. Our team partners with top insurers like Auto-Owners, AAA, and The Hartford to deliver competitive pricing and optimal protection. With a legacy of community partnership, we focus on reducing costs while ensuring robust coverage for every client.Our expertise spans personal, business, and life insurance, supported by a commitment to transparency and client education. We pride ourselves on responsive service, leveraging decades of local market knowledge to address evolving client needs. Our accolades, including the Citizens Agency Award of the Year, reflect our dedication to excellence and community stewardship.
Services
Auto Insurance
Homeowners Insurance
Life Insurance
Business Insurance
Motorcycle Insurance
Details
- Year established: 1917
Highlights and features
- We offer 100+ years of local insurance expertise and community partnership.
- Our dedicated agents provide personalized service with prompt claim resolution.
- We partner with top-rated insurers to ensure competitive pricing and coverage options.
- Our team prioritizes transparent communication and client education.
- We specialize in tailored insurance solutions for both personal and business needs.
What people say
Top notch service
Best insurance rates
Quick claim resolution
Dedicated agents
Personalized attention
Services
Auto Insurance
Our auto insurance policies protect against liability, collision, and comprehensive risks while offering tailored coverage options. We help clients navigate minimum requirements and additional protections like uninsured motorist coverage. With access to multiple carriers, we ensure competitive pricing for personal and commercial vehicles.
Homeowners Insurance
We provide comprehensive home insurance covering property damage, liability, and additional living expenses during disruptions. Our agents explain policy nuances like flood coverage endorsements and help clients secure appropriate protection for standard and unique properties across Michigan.
Life Insurance
Our life insurance solutions include term and whole life policies to protect families and businesses. We help clients understand cash value components and death benefit structures while comparing offerings from top-rated providers to meet long-term financial goals.
Business Insurance
We offer tailored business insurance packages including liability, property, and workers' compensation coverage. Our experts assess industry-specific risks and help businesses secure comprehensive protection through leading commercial insurers while maintaining compliance with state requirements.
Motorcycle Insurance
Our motorcycle insurance policies cover liability, collision, and comprehensive damages while addressing unique rider needs. We help clients meet Michigan's requirements and secure additional protections like roadside assistance and custom equipment coverage through specialized insurers.
People
John Bobrowski
Insurance Agent
With decades of experience, John Bobrowski specializes in bundling auto, home, and life insurance policies to maximize savings while maintaining comprehensive coverage for Michigan residents.
Nick Kinney
Insurance Agent
Nick Kinney focuses on personalized insurance solutions, helping clients navigate policy changes, accident recovery, and cost-saving opportunities across personal and commercial lines.
Jason Durbin
Insurance Agent
Jason Durbin provides tailored insurance strategies for families and businesses, specializing in policy reviews and competitive market comparisons to ensure optimal coverage.
Kathy Mosher
Insurance Agent
Kathy Mosher delivers personalized insurance service with expertise in policy analysis, coverage optimization, and responsive client support for long-term customer satisfaction.
Tim George
Insurance Agent
Tim George specializes in multi-policy management and claims advocacy, maintaining client relationships through transparent communication and comprehensive risk assessment strategies.
Questions
What types of insurance does E.W. Smith offer?
We provide auto, home, life, business, motorcycle, and recreational vehicle insurance, along with umbrella policies and mortgage protection.
How can I get a quote?
Request a free quote online through our website or contact your local E.W. Smith office for personalized assistance.
Do you offer bundling discounts?
Yes, we help clients combine policies for significant savings on auto, home, and other insurance products.
Are your agents locally based?
Yes, our three Michigan offices employ local insurance professionals familiar with regional needs and risks.
How do I file a claim?
Contact your dedicated agent directly or use our website's claim filing resources for prompt assistance.
What sets E.W. Smith apart from other insurers?
Our century-long commitment to personalized service, local expertise, and comprehensive coverage options from top-rated carriers.
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