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Your Trusted Independent Insurance Agency in Hereford, TX
Prairie Insurance Agency is an independent insurance agency based in Hereford, Texas, dedicated to providing personalized insurance solutions for individuals and businesses. Our team prioritizes service, integrity, and professionalism, offering expertise in auto, home, business, trucking, and Mexico insurance, as well as workplace compliance services. As independent agents, we partner with multiple carriers to ensure clients receive tailored coverage at competitive rates.

We focus on understanding client needs through active listening and delivering objective market analysis to help navigate risks. With decades of combined experience, our team builds long-term relationships by consistently exceeding client expectations through transparent communication and dedicated support.
Services
Auto Insurance Homeowners Insurance Business Insurance Commercial Trucking Insurance Mexico Insurance Workplace Compliance ATV Insurance Flood Insurance Personal Umbrella Insurance Renters Insurance
Highlights and features
  • We offer independent agent access to multiple insurance carriers for optimal coverage
  • Our team provides personalized risk assessments and objective market analysis
  • Specialized expertise in commercial trucking and agricultural insurance sectors
  • Free comparative quotes ensure competitive pricing without compromising quality
  • Decades of combined experience serving Hereford and Texas communities
What people say
Helpful staff Excellent service Awesome service Great customer service Kind and attentive
Services
Auto Insurance
Our auto insurance policies provide comprehensive protection including liability coverage for third-party damages and physical damage coverage for collision, theft, and natural disasters. We offer specialized options for collector cars, motorcycles, and personal watercraft while ensuring compliance with state requirements. Our independent agent status allows comparison shopping across multiple carriers to find optimal rates.
Homeowners Insurance
We provide all-risk and named-perils homeowners insurance policies covering property damage, personal liability, and valuable possessions. Our policies protect against common risks like fire, theft, and natural disasters while offering customizable options for high net worth individuals and manufactured homes. Free comparative quotes help clients find cost-effective solutions without coverage gaps.
Business Insurance
Our business insurance packages include property, liability, and workers' compensation coverage tailored to specific industries. We offer specialized solutions for construction, manufacturing, and agricultural businesses, including cyber liability, directors & officers insurance, and surety bonds. Policies are designed to protect both leased and owned commercial properties while meeting regulatory requirements.
Commercial Trucking Insurance
We specialize in trucking insurance solutions covering primary liability, cargo protection, and physical damage for owner-operators and fleet owners. Our policies address occupational accident coverage and compliance requirements for leased vehicles. With expertise in transportation risks, we provide competitive rates through multiple carrier partnerships while ensuring regulatory compliance across jurisdictions.
Mexico Insurance
Our Mexico insurance solutions provide essential protection for vehicles and cargo crossing international borders. Policies include liability coverage meeting Mexican legal requirements and physical damage protection for cross-border transportation. We assist commercial carriers with compliance documentation and risk management strategies specific to international freight operations.
People
Mark Collier
President/Owner
With extensive insurance industry experience, Mark leads Prairie Insurance Agency's strategic direction while maintaining hands-on client service. He specializes in workplace compliance solutions and commercial risk management.
Charlotte Collier
Account Manager/Owner
Charlotte manages client accounts and insurance portfolios, leveraging her expertise in policy analysis and risk assessment to ensure comprehensive coverage solutions for personal and commercial clients.
Haylee Demel
Personal Lines Agent
Haylee specializes in personal insurance products, helping clients protect their homes, vehicles, and valuable possessions while providing bilingual Spanish-English customer support.
Valerie Tijerina
Trucking CSR/Manager
Valerie focuses on commercial trucking insurance solutions, managing policy administration and claims support for transportation industry clients while ensuring regulatory compliance.
Crystal Ramirez
Workplace Compliance CST
Crystal provides specialized workplace compliance services, assisting businesses with regulatory requirements and risk mitigation strategies for employee-related liabilities.
Questions
What types of insurance do you offer?
We provide auto, home, business, commercial trucking, Mexico insurance, and workplace compliance solutions, along with specialized coverage for ATVs, flood protection, and valuable items.
How do you help clients choose insurance coverage?
We listen to your specific needs, analyze your risk profile, and provide objective comparisons from multiple carriers to find coverage that matches your protection requirements and budget.
Do you offer free insurance quotes?
Yes, we provide free comparative quotes across all our insurance products, ensuring you receive competitive pricing without compromising on coverage quality or service standards.
What commercial insurance options exist for trucking businesses?
We offer comprehensive trucking insurance including primary liability, cargo protection, physical damage coverage, and occupational accident policies tailored to owner-operators and fleet owners.
Do you serve areas beyond Hereford?
While based in Hereford, Texas, we serve clients throughout Texas with personalized insurance solutions for both urban and rural commercial operations.