Business Details
50+ Years
experience
Your Trusted Insurance Partner in Stamford, CT
Troy Insurance has been serving Stamford, Connecticut and the surrounding areas since 1960. As a local independent insurance agency, we are committed to providing superior personal and professional service. Our team is dedicated to creating tailored insurance plans that evolve with our clients' changing needs. We prioritize building long-term relationships founded on trust, knowledge, and performance, offering proactive risk management and comprehensive coverage solutions. With expertise in personal, commercial, and life insurance, we are licensed across five states and continuously update our knowledge to serve clients effectively.Our community involvement reflects our commitment to local non-profits and educational organizations. Led by President Allison Gagliardi, our licensed professionals combine decades of experience with industry certifications to deliver personalized insurance solutions. We pride ourselves on accessibility, guiding clients through major life events and ensuring seamless insurance processes. Our reputation for excellence is evidenced by long-standing client relationships and testimonials highlighting our diligence, integrity, and exceptional service quality.
Services
Personal Insurance
Commercial Insurance
Life Insurance
Home Insurance
Auto Insurance
Umbrella Insurance
Yacht Insurance
Flood Insurance
Earthquake Insurance
Recreational Vehicles Insurance
Details
- Year established: 1960
Highlights and features
- We offer personalized insurance solutions tailored to evolving client needs
- Our team holds advanced industry certifications including CPRIA and CPIA
- Proactive risk management approach since 1960
- Licensed to serve clients across five states
- Community-focused agency supporting local non-profits
Associations and certifications
- Accredited Advisor in Insurance (AAI)
- Certified Professional Insurance Agent (CPIA)
- Chartered Private Risk and Insurance Advisor (CPRIA)
What people say
Personalized service
Knowledgeable staff
Reliable support
Long-term relationships
Proactive approach
Services
Personal Insurance
Our personal insurance solutions protect individuals and families with customized coverage for homes, vehicles, and valuable assets. We specialize in high-value home insurance, yacht coverage, and umbrella policies up to $50 million. Our licensed agents help clients navigate life changes while maintaining optimal protection for evolving needs.
Commercial Insurance
We provide comprehensive commercial insurance tailored to business risks, including property coverage, liability protection, and cyber security solutions. Our services address specialized needs like professional liability, workers compensation, and directors & officers coverage. With expertise in construction, technology, and hospitality sectors, we help businesses manage risks across multiple industries.
Life Insurance
Our life insurance offerings include term and whole life policies designed to protect families and businesses. We provide long-term care and disability coverage options while offering expert guidance on policy selection. Our agents help clients understand cash value components and create estate planning strategies that ensure financial security for beneficiaries.
Flood Insurance
We offer flood insurance solutions that cover building and contents damage from rising waters. Our policies include coverage for HVAC systems, basement contents, and debris removal. As standard homeowners policies exclude flood damage, we help clients in high-risk areas secure appropriate protection through specialized programs.
Cyber Coverage
Our cyber insurance protects businesses against technology-related risks including data breaches and network security failures. We provide coverage for unauthorized access, computer virus transmission, and communications liability. This specialized protection helps technology companies and digital businesses manage evolving cyber threats and regulatory compliance requirements.
People
Allison Gagliardi
President
Allison acquired Troy Insurance in 2015 after 31 years of experience. She holds AAI, CPIA, and CPRIA designations, specializing in high net worth client services. Active in the Stamford Chamber of Commerce and Person-to-Person board, she combines industry expertise with community leadership.
Kara Condlin
Vice President
Kara specializes in property & casualty insurance with 25+ years of experience. A CPIA-certified agent, she focuses on home, auto, and travel insurance while maintaining active involvement in the Independent Insurance Agents of CT. She serves clients from her Shippan Point office.
Jane Lane
Personal Lines Account Executive
Jane manages personal insurance needs with expertise in property & casualty coverage. A Boston College graduate, she brings 10 years of New York City insurance experience to Connecticut clients. She oversees agency marketing and client services while serving the local community.
Alyssa Gagliardi
Client Services Representative
Alyssa provides client support with hospitality industry experience. She graduated from Norwalk Community College and the Chapman School of Seamanship. Her background in customer service ensures responsive assistance for policyholders' insurance needs.
Questions
What types of insurance does Troy Insurance offer?
We provide personal, commercial, life, and travel insurance including specialized coverage for homes, businesses, yachts, and cyber risks.
How does Troy Insurance tailor policies to individual needs?
Our agents conduct comprehensive risk analyses and create customized coverage plans that evolve with clients' changing life circumstances and business requirements.
What areas does Troy Insurance serve?
We serve Fairfield County, Stamford, and surrounding areas in Connecticut, plus clients in Vermont, New York, Massachusetts, and Florida through our multi-state licensing.
How does Troy Insurance handle claims?
Our team provides prompt claims assistance with dedicated support throughout the process, ensuring clear communication and efficient resolution for policyholders.
What makes Troy Insurance different from other agencies?
We combine local expertise with industry certifications, offering personalized service from experienced professionals committed to community involvement and client education.
Does Troy Insurance offer business insurance for small companies?
Yes, we provide commercial property, liability, and specialized coverage options tailored to small businesses' unique risk management needs.
