Business Details
50+ Years
experience
Emergency
services
Your Trusted Insurance & Real Estate Partner in Norwood
Since 1975, Zammito Insurance & Real Estate has been a family-owned and operated business serving Norwood, Massachusetts. Our team combines decades of industry expertise with a commitment to personalized service, offering comprehensive insurance solutions and real estate guidance tailored to individual client needs. With deep roots in the local community, we prioritize face-to-face interactions, 24/7 availability, and active participation in local organizations to better serve our clients and neighbors. Our insurance services span auto, home, business, and umbrella coverage, while our real estate division specializes in Norwood and Norfolk County transactions.Charles Zammito, a lifelong Norwood resident with 20 years of insurance experience and a Certified Insurance Representative designation, leads our team in delivering transparent, client-focused solutions. We partner with multiple carriers to ensure competitive rates and work directly with clients to handle claims efficiently, avoiding automated systems. Our dedication to community extends to supporting local initiatives through donations and volunteer work, reinforcing our role as trusted advisors in both insurance and real estate.
Services
Auto Insurance
Home Insurance
Business Insurance
Umbrella Coverage
Real Estate Services
Details
- Year established: 1975
Highlights and features
- We offer 24/7 owner availability for urgent needs.
- Our team provides face-to-face service without automated systems.
- We handle claims directly with personalized guidance.
- We serve local communities through active involvement and donations.
- We partner with multiple insurance carriers for competitive options.
Services
Auto Insurance
We provide comprehensive auto insurance solutions with multiple carrier options to meet diverse client needs. Our policies include liability, collision, and comprehensive coverage with customizable enhancements and discounts. Clients benefit from personalized guidance to optimize protection while maximizing savings through loyalty programs and multi-policy discounts.
Home Insurance
Our home insurance policies protect against fire, theft, and natural disasters while covering personal property and liability risks. We offer customizable limits for dwelling structures, detached buildings, and high-value items. Additional living expense coverage ensures financial support during home repairs from covered losses.
Business Insurance
We tailor business insurance packages to address unique industry risks, including liability protection and workers' compensation. Our solutions cover property damage, operational disruptions, and legal claims. Business owners benefit from specialized policies that adapt to evolving commercial needs and regulatory requirements.
Umbrella Coverage
Our umbrella insurance provides supplemental liability protection beyond standard policy limits. This coverage extends globally to auto, home, and personal liability claims, including legal defense costs. Policies offer $15 million coverage tiers with affordable annual premiums starting at $135.
Real Estate Services
We facilitate residential real estate transactions in Norwood and surrounding areas, supporting buyers, sellers, and renters. Our local market expertise ensures accurate pricing and efficient deal closures. Clients receive personalized guidance through every stage of property acquisition or sale.
People
Charles Zammito
Owner
Charles Zammito, a Norwood native with 20 years of insurance experience, leads our team with a commitment to personalized service. He actively supports local organizations and holds the Certified Insurance Representative designation.
Questions
What insurance services do you offer?
We provide auto, home, business, umbrella coverage, and real estate services tailored to individual and commercial client needs.
How are you different from other agencies?
We offer 24/7 owner availability, face-to-face service, and direct claims handling without automated systems or voicemail.
Do you serve areas outside Norwood?
While based in Norwood, we serve clients throughout Norfolk County and surrounding Massachusetts communities.
What real estate services are available?
Our real estate division assists with buying, selling, and renting properties in Norwood and Norfolk County.
How does umbrella insurance work?
Umbrella coverage provides supplemental liability protection beyond standard policies, covering auto, home, and global liability claims up to $5 million.
