Business Details
32 Years
experience
Emergency
services
Trusted Mexican Auto Insurance Solutions in San Diego
Baja Bound Insurance Services has been a trusted provider of Mexican insurance solutions since 1994. Founded by Hank Morton, our team specializes in making cross-border travel easy and secure through innovative online services and comprehensive coverage options. With over 25 years of industry expertise, we partner directly with top-rated Mexican insurers like Chubb and HDI to offer policies tailored to diverse needs.Our commitment to exceptional customer service is demonstrated through 24/7 assistance, bilingual support, and streamlined claims handling settled in U.S. dollars. As active community advocates, we work with organizations like the Smart Border Coalition to improve cross-border experiences while supporting local development projects in Mexico.
Services
Auto Insurance
Motorcycle Insurance
Watercraft Insurance
Homeowners Insurance
Camper Van Insurance
ATV Insurance
Motorhome Insurance
Box Truck Insurance
Driver License Policy
Details
- Year established: 1994
Highlights and features
- 25+ years of specialized Mexican insurance expertise
- 24/7 bilingual legal and roadside assistance
- Direct partnerships with 'A' rated insurers
- Streamlined online policy management system
- Community-focused border advocacy initiatives
Associations and certifications
- Better Business Bureau
What people say
Easy online process
Competitive pricing
Exceptional customer service
Smooth claims handling
24/7 assistance availability
Services
Auto Insurance
Comprehensive Mexican auto insurance for U.S., Canadian, and non-Mexican registered vehicles with liability limits from $100,000 to $1,000,000. Policies include 24/7 legal assistance, bilingual claims handling, and U.S./Canadian repair rate guarantees. Available for terms ranging from one day to one year with flexible full coverage or liability-only options.
Motorcycle Insurance
Specialized motorcycle insurance for border crossings with coverage on conventional roads. Options include liability-only or full coverage for street legal and non-street legal motorcycles. Features 24/7 roadside assistance, uninsured motorist protection, and bilingual claims support. Policies available for terms up to one year.
Watercraft Insurance
Mexican watercraft liability insurance for recreational boats and personal watercraft. Provides third-party coverage for property damage and bodily injury with three liability tiers. Includes 24/7 legal assistance and covers Mexican oceans, lakes, and rivers. Excludes physical damage and theft protection.
Homeowners Insurance
Mexican homeowners insurance covering houses, condos, and rentals with replacement value coverage and no deductibles on most protections. Includes fire, water damage, and theft coverage with optional earthquake and hurricane protection. Available in English/Spanish with loss of use and home emergency assistance benefits.
Camper Van Insurance
Specialized policies for conversion vans and camper vans with options for vehicles over 25 years old. Provides theft, collision, and liability coverage with flexible terms up to one year. Includes documentation guidance for unique vehicle valuations and 24/7 roadside assistance for cross-border travelers.
People
Hank Morton
Founder & President
Licensed insurance broker with 25+ years experience in Mexican insurance. Developed first online Mexican insurance platform in 1999. Fluent in Spanish with expertise in cross-border advocacy through Smart Border Coalition involvement.
Yara Garci-Crespo
Director of Operations
Licensed broker with 17 years at Baja Bound. Bilingual specialist in policy development with extensive Mexico travel experience. Manages operational efficiency and customer service standards across multiple insurance lines.
Geoff Hill
Director of Brand & Marketing
Marketing lead since 2003 with expertise in digital partnerships and border-crossing education. Surfer and Mexico culture enthusiast who has developed affiliate networks and educational content for travelers.
Jennifer Hill
Director of Product Development
Product development specialist with import/export background. Focuses on policy customization and cultural bridge-building between U.S. and Mexican markets. Developed specialized coverage options for unique vehicles and properties.
Shauna Hill
Client Care Manager
Licensed broker with business administration degree from Universidad Politcnica de Chihuahua. Managed client relations since 2015 with expertise in cross-cultural communication and policy customization for Mexico travelers.
Questions
Why do I need Mexican auto insurance?
U.S./Canadian insurance isn't recognized in Mexico. Baja Bound provides mandatory coverage for legal compliance and protection while traveling south of the border.
What coverage options are available?
We offer liability-only and full coverage policies for vehicles, watercraft, motorcycles, and homes with terms from one day to one year.
How do claims get processed?
Claims are handled through our 24/7 assistance hotline with settlements in U.S. dollars and repair options in U.S., Canada, or Mexico.
Can I get coverage for specialty vehicles?
Yes, we provide insurance for campervans, ATVs, motorhomes, and other specialty vehicles with specialized documentation support for unique valuations.
Is homeowners insurance available?
We offer Mexican homeowners policies through HDI Seguros covering property damage, liability, and optional natural disaster protections with bilingual policy documents.
What payment methods are accepted?
We accept Visa, Mastercard, American Express, Discover, PayPal, and checks for long-term policies through our secure online platform.
