Protecting lives, assets, and futures, one policy at a time.
At Bay Harbour Insurance Agency, we pride ourselves on being a trusted partner for individuals and businesses in New York. With a rich history dating back to 1985, we have been dedicated to providing quality, cost-effective insurance products and financial services to our clients. Our mission is to protect our clients from the uncertainties they face in life or business, using a wide range of insurance products and value-added services.
Our Differences
What sets us apart from other insurance providers is our people. Our team of dedicated and skilled professionals has created a culture that values teamwork, professional development, and customer satisfaction. We believe that our employees are the key to our success, and we invest heavily in their training and development to ensure that they have the skills and knowledge to provide exceptional service to our clients.
Our Services
At Bay Harbour Insurance Agency, we offer a wide range of insurance products and services designed to meet the unique needs of our clients. Our services include:
Personal Insurance
- Homeowners insurance: We offer comprehensive homeowners insurance policies that provide protection against damages to your property, personal belongings, and liability.
- Auto insurance: Our auto insurance policies provide financial protection against accidents, theft, and other unforeseen events.
- Life insurance: We offer a range of life insurance products, including term, whole life, and universal life insurance policies.
- Health insurance: We offer a range of health insurance plans that provide coverage for medical expenses, hospitalization, and other healthcare-related expenses.
Commercial Insurance
- Commercial property insurance: Our commercial property insurance policies provide coverage for damages to business property, inventory, and equipment.
- Commercial liability insurance: We offer commercial liability insurance policies that provide coverage for business-related accidents, injuries, and lawsuit settlements.
- Workers' compensation insurance: Our workers' compensation insurance policies provide coverage for work-related injuries and illnesses.
Specialty Insurance
- Flood insurance: We offer flood insurance policies that provide coverage for damages caused by flooding, including flood-related losses.
- Earthquake insurance: Our earthquake insurance policies provide coverage for property damages caused by earthquakes.
Community Involvement
At Bay Harbour Insurance Agency, we are committed to giving back to our community. We believe that our role extends beyond providing insurance products and services, and we strive to make a positive impact in the communities we serve.
Our Partnerships
We are proud to partner with several charitable organizations, including the Rotary Club of Patchogue, the Gift of Life Program, and the Mercy Center Ministries. We also sponsor the Chris Allenger chairs the Annual IIABNY Golf Outing, which raises scholarship funds for the School of Business at Stony Brook University.

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