Business Details
50+ Years
experience
Your Trusted Insurance Partner in Denver, CO
Moody Insurance has been a family-owned Colorado-based agency since 1972, dedicated to providing personalized insurance solutions for businesses, employees, and families. Our team of experienced professionals specializes in commercial insurance, small business coverage, personal lines, surety bonds, and employee benefits, ensuring clients receive tailored risk management strategies. With offices in Denver, Colorado Springs, and Grand Junction, we combine deep industry expertise with a commitment to community, offering access to over 30 major carriers and leveraging technology to deliver efficient, client-focused service.Our decades-long relationships with construction lenders, legal professionals, and accounting firms enhance our ability to address complex client needs while maintaining a strong focus on philanthropy through partnerships like Judis House.
Services
Commercial Insurance
Small Business Insurance
Employee Benefits
Personal Insurance
Surety Bonds
Cyber Liability Insurance
Workers Compensation
Property Insurance
Inland Marine Insurance
Directors and Officers Liability
Details
- Year established: 1972
Highlights and features
- We offer 50+ years of Colorado-focused insurance expertise
- Our team provides industry-specific risk management strategies
- We maintain partnerships with 30+ top insurance carriers
- We combine personalized service with advanced technology tools
- Our community involvement demonstrates ethical business practices
What people say
Trusted resource
Highly skilled
Excellent
Great environment
Community-focused
Services
Commercial Insurance
Our commercial insurance solutions protect businesses from liability claims, property damage, and operational risks. We offer tailored policies including general liability, workers compensation, and cyber liability coverage. Our team conducts detailed risk assessments to ensure comprehensive protection for industries ranging from construction to professional services.
Employee Benefits
We design customized employee benefits packages including medical, dental, and retirement plans. Our consultants analyze business needs to optimize costs while maintaining compliance with evolving regulations. We provide access to nationwide carriers and HR compliance tools to simplify benefits administration for employers.
Surety Bonds
Specializing in construction industry surety solutions, we help contractors secure bid, performance, and payment bonds. Our team works with major surety providers and offers financial guidance to strengthen bonding capacity for projects across residential, commercial, and infrastructure sectors.
Personal Insurance
We provide comprehensive personal insurance for homes, vehicles, and valuable assets. Our consultants create customized policies combining property, auto, and umbrella coverage to protect high-net-worth individuals. We represent top-tier carriers to ensure competitive pricing and specialized protection for unique assets.
Small Business Insurance
Tailored insurance programs address the specific risks of small businesses, including general liability, business interruption, and professional errors. We offer flexible solutions for industries like landscaping, mechanical contracting, and professional services, with dedicated support for policy management and claims processing.
People
Brad Moody
President
Brad Moody leads Moody Insurance's operations with expertise in commercial insurance and risk management. He specializes in construction and real estate development sectors, leveraging industry relationships to negotiate favorable terms while serving on multiple professional association boards.
Troy Moody
Vice President / COO
Troy Moody manages agency operations and technology systems, ensuring efficient client service delivery. With over 25 years in insurance, he focuses on construction-related risk management and leads the annual charity golf tournament benefiting Judis House.
Jeff Giltner
Senior Vice President
Jeff Giltner designs commercial insurance programs with emphasis on construction and property-intensive accounts. He created Moody's innovative workers compensation risk-sharing group and maintains active roles in construction finance associations.
Jim Smallwood
Employee Benefits President
Jim Smallwood oversees employee benefits consulting, managing relationships with major healthcare providers. He holds RHU and REBC designations and serves on advisory councils for national insurance carriers while leading Smallwood Select Financial Corporation.
Jamie Lummis
Insurance Consultant
Jamie Lummis provides risk management solutions for construction, manufacturing, and energy sectors. With 30+ years in Colorado insurance, he combines underwriting experience with industry board participation to deliver specialized coverage for complex business operations.
Questions
What types of insurance services does Moody Insurance offer?
We provide commercial insurance, small business coverage, personal lines, surety bonds, and employee benefits packages tailored to Colorado businesses and residents.
How does Moody Insurance support small businesses?
We create customized risk management plans, conduct exposure analyses, and offer specialized insurance products like business interruption coverage to protect small enterprises.
What employee benefits resources are available?
We offer plan strategy development, cost optimization tools, compliance resources, and online HR administration platforms like Employee Navigator for comprehensive benefits management.
Why is cyber liability insurance important?
Cyber liability coverage protects businesses from financial losses due to data breaches and cyber attacks, which are increasingly common threats to modern operations.
How does Moody Insurance give back to the community?
We support local charities like Judis House through annual fundraising events and have donated nearly $1 million to support grief counseling services for Colorado families.
