Protect What Matters: Discover Reliable Insurance Brokers in Clayton, NJ

New Jersey Assigned Risk Plan (NJPAIP) is a state-mandated program that provides auto insurance coverage to high-risk drivers who have been unable to obtain coverage through the voluntary market. The plan is designed to offer an additional option for drivers who are considered high-risk due to their driving record, insurance history, or other factors. NJPAIP Certified Producers can help high-risk drivers obtain coverage through the plan, which is underwritten by a range of insurance companies. The plan is available to New Jersey residents who have been declined coverage by multiple insurance companies or who have difficulty obtaining coverage through the voluntary market. NJPAIP provides coverage for personal private passenger car insurance, and policies are typically bound for a minimum of three years, unless the insured's driving record improves or they are no longer considered high-risk.