Business Details
50+ Years
experience
Your Trusted Insurance Partner in Centerville, OH
Dayton Associated Insurance has been delivering comprehensive risk management solutions since 1910, specializing in tailored insurance coverage for individuals and businesses with substantial assets. Our approach centers on building relationships through personalized service, ensuring clients understand their unique risks and receive customized protection plans. As an independent agency, we leverage a network of nationally rated insurers to provide flexibility and adaptability in coverage as client needs evolve.With a dedicated team led by industry veterans Mike Waggoner and Lori Goodwin, we combine decades of experience with modern technology to maintain a client-centric focus. Our commitment to transparency and ethical practices has solidified our reputation as Southern Ohio's trusted insurance partner, serving communities like Centerville, Kettering, and Oakwood.
Services
Homeowners Insurance
Auto Insurance
Commercial Insurance
Life & Health Insurance
Special Events Coverage
Details
- Year established: 1910
Highlights and features
- We offer over 100 years of combined insurance expertise in risk management.
- Our independent agency model provides access to multiple top-rated insurers.
- Customized coverage plans adapt to evolving personal and business needs.
- Dedicated team prioritizes personalized service and transparent communication.
- Proven track record serving Southern Ohio communities since 1910.
What people say
Fast service
Best coverage options
Personalized approach
20-year loyalty
Quick response times
Services
Homeowners Insurance
We provide comprehensive homeowners insurance protecting residences and personal assets across Southwest Ohio. Our policies address standard risks while identifying hidden liabilities through detailed needs analysis. Specialized coverage options include umbrella policies, flood/earthquake protection, and high-value item endorsements for jewelry, artwork, and collectibles.
Auto Insurance
Our auto insurance solutions cover cars, motorcycles, boats, and commercial fleets with liability, comprehensive, and umbrella options. We specialize in matching drivers with optimal coverage based on risk profiles, offering multi-policy discounts and tailored protection for high-net-worth individuals against litigation risks.
Commercial Insurance
We design business insurance packages addressing property, liability, and operational risks for companies in Dayton and surrounding areas. Services include BOP policies, professional liability coverage, and specialized protection for equipment, inventory, and unique industry exposures through top-rated carriers.
Life & Health Insurance
Our life and health insurance products provide financial security for families and businesses. Options include term/whole life policies, disability income protection, Medicare supplements, and ACA-compliant health plans tailored to individual and group needs with guaranteed issue provisions for dependents.
Special Events Insurance
We offer temporary insurance solutions for special events like weddings, parades, and community gatherings. Policies protect against liability claims and property damage during short-term events, available as endorsements to existing commercial or personal policies for existing clients.
People
Mike Waggoner
President & Treasurer
With over 50 years in insurance, Mike leads Dayton Associated Insurance since taking over from his father in 1972. He specializes in risk assessment and has built strategic partnerships with top insurers to benefit clients.
Lori Goodwin
Corporate Officer
Lori oversees operational excellence and client service standards at Dayton Associated Insurance. Her expertise in commercial risk management ensures businesses receive comprehensive protection tailored to evolving industry challenges.
Questions
What insurance types do you offer?
We provide homeowners, auto, commercial, life, health, and special event insurance tailored to individual and business needs.
Do you serve businesses outside Centerville?
Yes, we serve businesses throughout Dayton, Kettering, Oakwood, Beavercreek, Miamisburg, Springboro, and surrounding Ohio communities.
How do you help find cost-effective coverage?
As an independent agency, we compare options across multiple top-rated insurers to find optimal coverage at competitive rates.
Can I get specialized coverage for valuable items?
Yes, we offer endorsements for jewelry, artwork, collectibles, and other high-value assets exceeding standard policy limits.
What emergency insurance services are available?
While we don't offer 24/7 emergency services, our team prioritizes prompt claims assistance and policyholder support during critical situations.
Do you provide insurance for new businesses?
Yes, we help startups establish essential coverage including liability protection and business property insurance from day one.
