Business Details
46 Years
experience
Your Trusted Insurance Partner in Three Rivers, MA
Founded in 1980 by John and Joanne Stolar, J. Stolar Insurance Agency has built a legacy of prioritizing customer service while adapting to the evolving insurance landscape. Our agency, now led by the second generation of Stolars, Renee and Christopher, combines decades of industry experience with modern solutions to deliver personalized insurance strategies. We specialize in homeowners, auto, business, life, and rental property insurance, ensuring clients receive tailored coverage at competitive rates. Our team of licensed professionals is committed to transparency, ethical practices, and fostering long-term relationships rooted in trust.With a focus on local expertise and nationwide carrier partnerships, we provide comprehensive risk management solutions for individuals and businesses in Three Rivers, MA, and beyond. Our dedication to client satisfaction is reflected in our responsive support, proactive policy reviews, and a proven track record of resolving claims efficiently. As an independent agency, we advocate for our clients' best interests, offering unbiased guidance to navigate complex insurance decisions. Our mission remains unchanged since our founding: to protect what matters most to our clients through reliable coverage and exceptional service.
Services
Homeowners Insurance
Auto Insurance
Business Insurance
Life Insurance
Rental Property Insurance
Details
- Year established: 1980
Highlights and features
- Family-owned since 1980 with a legacy of personalized insurance solutions
- Local expertise in Three Rivers, MA, and surrounding communities
- Independent agency offering unbiased comparisons across top carriers
- Dedicated team with decades of combined industry experience
- Proven track record of resolving claims efficiently and transparently
What people say
Best service
Exceptional experience
Responsive and helpful
Trust and professionalism
Highly recommend
Services
Homeowners Insurance
Protect your home and belongings with customizable policies covering property damage, liability, and additional endorsements. Our agents ensure adequate protection against common risks while offering competitive rates tailored to your property's unique needs in Three Rivers, MA.
Auto Insurance
Comprehensive auto insurance solutions covering collision, liability, medical payments, and uninsured motorist scenarios. We help drivers in Three Rivers, MA, secure policies that balance state requirements with personalized protection for their vehicles and financial security.
Business Insurance
Customizable commercial insurance packages including general liability, property protection, and workers' compensation. Our specialists in Three Rivers, MA, design risk management strategies to safeguard businesses against industry-specific threats while ensuring compliance with regulatory standards.
Life Insurance
Term and whole life insurance policies designed to provide financial security for loved ones. Our advisors in Three Rivers, MA, help clients select coverage that aligns with long-term financial goals, offering options with flexible premium structures and cash value components.
Rental Property Insurance
Specialized insurance for rental property owners covering structural damage, liability claims, and income loss. We provide policies in Three Rivers, MA, that protect investment properties against common risks while offering optional flood and vandalism coverage for enhanced protection.
People
Renee Niedziela
President
Leading with over 20 years of insurance expertise, Renee Niedziela ensures client-centric solutions while maintaining the agency's founding commitment to personalized service in Three Rivers, MA.
Christopher Stolar
Vice President
With hands-on experience since the agency's inception, Christopher Stolar specializes in simplifying complex insurance needs for Three Rivers residents, combining technical knowledge with approachable service.
Denise Kokoszka
Customer Service Representative
Denise provides responsive support to Three Rivers clients, leveraging her 15+ years in insurance to deliver clear explanations and timely assistance with policy management and claims.
Katelyn Miller
Commercial Lines Producer
Katelyn specializes in commercial risk management, helping Three Rivers businesses navigate insurance complexities with tailored solutions that balance protection and cost-efficiency.
Danielle Kowal
Personal Lines Producer
Danielle focuses on individual insurance needs in Three Rivers, offering personalized home and auto coverage options while maintaining a strong commitment to client education and satisfaction.
Questions
What types of insurance do you offer?
We provide homeowners, auto, business, life, and rental property insurance tailored to Three Rivers residents and businesses through top-rated carriers.
How can I get a personalized quote?
Contact us via phone or our website to discuss your needs. Our agents will analyze your situation and provide customized coverage options with competitive pricing.
Why choose an independent agency?
As an independent agency, we offer unbiased comparisons across multiple carriers, ensuring you receive the best coverage at the most competitive rate for your specific needs.
Do you handle insurance claims?
We assist with claims filing and resolution, advocating for your best interests throughout the process to ensure timely and fair outcomes.
Are you available for in-person consultations?
Yes, we welcome in-person meetings at our Three Rivers office for policy reviews, new coverage discussions, or claims assistance with personalized attention.
