Business Details
28 Years
experience
Your Trusted Insurance Partner in Hickory, NC
Founded in 1998 by Kip Mace, our agency operates as a family business dedicated to providing superior insurance representation for all clients. With over 25 years of commercial experience and deep expertise in insurance, we specialize in tailoring comprehensive coverage solutions for individuals and businesses across North Carolina, South Carolina, Virginia, West Virginia, Tennessee, and other requested locations. Our independent agency model ensures we work exclusively for our clients rather than insurance companies, maintaining flexibility and innovation to address evolving needs while delivering top-quality products, competitive rates, and personalized service.We prioritize client education about coverage options, including replacement cost policies, liability protection limits, and specialized endorsements for valuable assets. Our team's extensive experience enables us to offer expert guidance on risk management strategies, policy customization, and claims navigation, ensuring clients achieve optimal protection for their homes, vehicles, businesses, and families.
Services
Car Insurance
House Insurance
Life Insurance
Business Insurance
Home Insurance
Details
- Year established: 1998
Highlights and features
- We operate as an independent agency working exclusively for our clients' interests
- Our team has over 25 years of commercial insurance experience
- We offer tailored policy customization for unique coverage needs
- We provide competitive rates with personalized service and local expertise
- We maintain direct client relationships for immediate post-claim support
What people say
Cheapest prices
Prompt and courteous service
Saved me lots of money
Great rates despite claims
Handled everything well
Services
Car Insurance
We provide comprehensive auto insurance solutions with customizable coverage options including liability protection, collision coverage, and uninsured motorist policies. Our policies protect against property damage, medical expenses, and legal liabilities while offering optional enhancements like extended transportation expenses and towing coverage. With tailored solutions for both personal and commercial vehicles, we ensure competitive rates and expert claims support.
House Insurance
Our home insurance policies cover structural damage, personal belongings, and liability protection with optional endorsements for valuable items and natural disasters. We offer replacement cost coverage, water backup protection, and flood insurance through FEMA's National Flood Insurance Program. Policies include living expense reimbursement during home repairs and customizable liability limits up to $300,000 with umbrella policy options.
Life Insurance
We offer universal life, whole life, and term insurance products to protect families' financial futures. Our policies include mortgage life coverage, disability plans, and annuities with tax-deferred earnings. We provide guaranteed monthly income options and qualified retirement plans while helping clients implement protection strategies for dependents and business continuity.
Business Insurance
Our business insurance solutions include general liability, workers' compensation, and property insurance with specialized options for entrepreneurs and established companies. We offer excess liability coverage, professional liability policies, and business continuation plans. With expertise in commercial risk management, we provide builder's risk policies and employment practices liability coverage tailored to specific industry needs.
People
Kip Mace
Founder
With over 25 years of insurance experience, Kip Mace established our family-owned agency in 1998 to provide superior client representation. He specializes in commercial risk management and policy customization.
Lisa
Lisa provides personalized insurance solutions and client support, focusing on policy customization and competitive rate comparisons for both personal and business clients.
Jordy Mace
Jordy assists clients with comprehensive insurance planning, specializing in new business owner coverage needs and policy implementation for emerging entrepreneurs.
Questions
How can I get an insurance quote?
Request a quote through our website contact forms or call us directly at 828.495.3581 for personalized rate comparisons.
What home insurance coverages are standard?
Standard coverage includes structural protection, personal belongings replacement, liability protection up to $300,000, and living expense reimbursement during repairs.
Do you offer business insurance for new entrepreneurs?
Yes, we specialize in tailored commercial coverage for startups including liability protection, property insurance, and business continuation planning.
Are flood insurance policies available?
Flood insurance is available through FEMA's National Flood Insurance Program with policies customized to property-specific risk assessments.
What life insurance options exist for families?
We offer term life, whole life, and universal life policies with customizable death benefits to protect family financial security and inheritance planning.
Can I customize my auto insurance policy?
Yes, policies can include optional coverages like extended transportation expenses, repair guarantees, and enhanced liability protection up to $300,000.
