Business Details
28 Years
experience
Your Trusted Insurance Partner in Louisville, KY
SIG Lou has been serving clients since 1998 with a commitment to personalized insurance solutions. Our Louisville-based team combines local market expertise with a nationwide top 1% agency reputation to deliver tailored coverage for individuals, families, and businesses. We specialize in auto, homeowners, life, boat, motorcycle, RV, umbrella, wedding, and commercial insurance policies that protect against life's unexpected events. Our RamseyTrusted advisors provide proactive service through policy setup, claims processing, and renewals while maintaining strong Christian values through community involvement. With competitive rates and partnerships across 70+ insurance carriers, we ensure comprehensive protection while keeping clients informed about rate changes and policy updates.Our exceptional service approach focuses on fast, friendly support that prioritizes client needs over industry norms. Backed by eight consecutive years as Kentucky's #1 Allstate agency, we continue Tom Spalding's legacy of excellence through modernized brokerage solutions. Our team's expertise extends beyond standard policies to specialty coverage for unique assets like collectibles and recreational vehicles. We offer 24/7 accessibility through online account management tools while maintaining personal advisor availability during regular business hours. Our umbrella policy analysis service provides critical additional protection for high-value clients seeking comprehensive asset safeguarding.
Services
Auto Insurance
Homeowners Insurance
Renters Insurance
Life Insurance
Boat Insurance
Motorcycle Insurance
RV Insurance
Umbrella Insurance
Wedding Insurance
Business Insurance
Details
- Year established: 1998
Highlights and features
- Louisville-based firm with local market expertise since 1998
- Tailored coverage options from 70+ top-rated insurance carriers
- RamseyTrusted advisors prioritizing client interests over commissions
- Proactive policy management through rate changes and renewals
- Specialty coverage for unique assets like collectibles and RVs
Associations and certifications
- RamseyTrusted
What people say
Significant savings
Personalized service
Comprehensive coverage
Expert advisors
Smooth claims process
Services
Auto Insurance
Customizable auto insurance plans protect vehicles and drivers with options ranging from basic liability to comprehensive coverage. Our policies adapt to individual driving habits, vehicle values, and budget requirements while ensuring legal compliance and financial protection against accidents, theft, and natural disasters. Expert advisors help clients navigate coverage options and claims processes with 24/7 support access.
Homeowners Insurance
Homeowners policies safeguard residential properties against fire, theft, and liability claims while covering personal belongings and living expenses during repairs. We offer customizable deductibles and coverage limits with optional endorsements for high-value items. Our risk assessment specialists help clients understand policy details and select appropriate coverage levels for their specific property needs.
Life Insurance
Life insurance solutions provide financial protection for dependents through term, whole, and universal life policies. Our advisors help clients determine appropriate coverage amounts based on income replacement needs, mortgage obligations, and future expenses. Policies can include cash value components and conversion options to ensure long-term financial security for policyholders' beneficiaries.
Umbrella Insurance
Umbrella policies provide additional liability coverage beyond standard auto and homeowners insurance limits. This protection safeguards assets against catastrophic claims from lawsuits or major accidents. Our risk management specialists conduct coverage analyses to determine appropriate policy limits and ensure seamless integration with existing insurance portfolios.
Business Insurance
Tailored business insurance packages protect commercial operations with general liability, property, and specialized coverage options. Policies address industry-specific risks while complying with regulatory requirements. Our commercial insurance specialists help businesses develop comprehensive risk management strategies that protect assets, employees, and ongoing operations against potential disruptions.
People
John Dickinson
Owner
Co-leader of SIG Lou since 2005, John Dickinson maintains Tom Spalding's legacy of excellence while expanding the agency's carrier partnerships and service offerings.
Kayla Kunsman
Account Executive
As experienced account executive, Kayla Kunsman specializes in personal lines insurance with focus on homeowners and auto policies, providing clients with customized coverage solutions.
Jenn Smith
Account Executive
Jenn Smith manages client accounts with emphasis on commercial insurance solutions, leveraging her expertise to develop comprehensive risk management strategies for business clients.
Ethan Dewitt
Insurance Advisor
Insurance advisor Ethan Dewitt specializes in life insurance products and retirement planning, helping clients secure their financial futures through tailored protection strategies.
Ari Tietjen
Executive Office Director
As executive office director, Ari Tietjen oversees agency operations and client relations, ensuring efficient service delivery across all insurance product lines and maintaining quality standards.
Questions
What types of insurance does Spalding Insurance Group offer?
We provide auto, homeowners, renters, life, boat, motorcycle, RV, umbrella, wedding, and business insurance with specialized coverage options for unique assets.
How can I get a personalized insurance quote?
Contact our Louisville office via phone or website to speak with a RamseyTrusted advisor who will assess your needs and provide customized coverage options.
Do you offer insurance for specialty items?
Yes, our specialty insurance covers unique assets like collectibles, jewelry, and recreational vehicles through specialized policy endorsements.
What areas do you serve?
We serve clients throughout Kentucky, Tennessee, Ohio, and Indiana with localized insurance solutions from 70+ carrier partners.
How does the umbrella policy process work?
Our advisors conduct a comprehensive risk assessment to determine coverage gaps, then design customized umbrella policies that provide excess liability protection beyond standard limits.
What makes Spalding Insurance Group different?
We combine local expertise with nationwide carrier access, offering personalized service grounded in Christian values and eight consecutive years as Kentucky's #1 Allstate agency.
