Business Details
20 Years
experience
Your Trusted Medicare Insurance Partner in Billings
Ask Wendy has been serving Montana seniors since 2006, providing expert guidance in navigating Medicare insurance options. Our team specializes in customizing coverage solutions for individual needs, offering comprehensive education on Medigap policies, Medicare Advantage Plans, and supplemental insurance products. With over 16 years of local experience, we combine national industry knowledge with personalized service to simplify complex insurance decisions.Our office in Billings, MT offers in-person and remote consultations, prioritizing clear communication and timely support for all clients. We represent major insurance carriers to ensure access to diverse plans that address healthcare, vision, dental, and financial security needs.
Services
Medicare Advantage Plans
Supplemental Insurance
Vision Dental Plans
Life Insurance
Fixed Annuities
Details
- Year established: 2006
Highlights and features
- Over 16 years of Montana-specific Medicare expertise
- Locally owned agency with personalized client relationships
- Comprehensive coverage comparisons across major insurers
- Timely appointments available via phone or office visits
- Specialized knowledge of supplemental and prescription plans
Services
Medicare Advantage Plans
Medicare Advantage Plans offer comprehensive healthcare coverage combining Part A, B, and D benefits. These bundled plans include additional features like vision, dental, and hearing services while maintaining network provider access. Our specialists help compare plan benefits, prescription coverage, and out-of-pocket costs to find optimal solutions for individual healthcare needs.
Supplemental Insurance
Medigap policies cover gaps in Original Medicare payments. We provide detailed comparisons of standardized plan options to address hospitalization, skilled nursing, and emergency care expenses. Our guidance helps clients understand coverage limitations and select appropriate supplemental protection for their specific medical requirements.
Vision Dental Plans
Stand-alone vision and dental coverage options extend protection beyond Original Medicare. We assist in selecting plans covering routine exams, corrective procedures, and preventive care. Our specialists explain benefit structures, network providers, and coverage limitations to ensure comprehensive oral and vision health protection.
Life Insurance
We provide guidance on life insurance options for seniors seeking financial security. Our specialists explain policy types, coverage amounts, and underwriting requirements while helping clients evaluate final expense needs and legacy planning considerations.
Fixed Annuities
Fixed annuity products offer guaranteed income streams for retirement planning. We explain contract terms, payout options, and tax implications while helping clients assess suitability based on financial goals and risk tolerance levels.
People
Wendy Nelson
Owner/Agent/Medicare Specialist
Wendy Nelson has served Montana seniors since 2006, specializing in Medicare insurance solutions. She builds personal relationships with clients to understand their unique coverage needs.
Fran Bonogofsky
Insurance Agent
Fran Bonogofsky, a Montana native, brings customer service expertise to Medicare insurance after returning from California and Arizona. She focuses on meeting clients' insurance needs.
Questions
What types of Medicare plans do you offer?
We provide information on Medigap policies, Medicare Advantage Plans, and Stand Alone Drug Plans from most major insurance companies.
Do you offer vision and dental coverage?
Yes, we help find vision and dental plans that extend coverage beyond Original Medicare benefits.
Are annuity products available?
We offer guidance on fixed annuities as retirement income solutions with guaranteed returns.
How can I schedule an appointment?
Contact us at (406) 969-3000 for office visits or phone consultations in Billings, MT.
Do you serve all of Montana?
Yes, we provide services to seniors throughout the entire state of Montana.
Is there a cost for consultations?
No, we offer free initial consultations to help seniors understand their insurance options.
