Business Details
36 Years
experience
Your Trusted Insurance Partner in Billings, MT
Since 1990, we have dedicated ourselves to providing comprehensive insurance solutions tailored to the unique needs of individuals and businesses across Montana and surrounding states. As independent agents, we prioritize our clients' interests by offering policies from multiple carriers, ensuring optimal coverage and value. Our expertise spans health, Medicare, life, and employee benefits insurance, with a particular focus on simplifying complex insurance decisions for seniors. We pride ourselves on building long-term relationships through personalized service, transparent communication, and a commitment to community.Our team of licensed professionals combines decades of experience with ongoing industry education to deliver reliable protection for our clients' assets and well-being. Through annual policy reviews and proactive market analysis, we ensure our clients' coverage evolves with their changing needs. Our dedication to excellence has earned us numerous client referrals and testimonials highlighting our responsiveness, integrity, and technical proficiency. We remain committed to maintaining our reputation as a trusted local resource for insurance guidance.
Services
Health Insurance
Medicare Options
Dental Insurance
Vision Insurance
Life Insurance
Group Health Insurance
Group Dental Insurance
Group Vision Insurance
Group Life Insurance
Disability Insurance
Details
- Year established: 1990
Highlights and features
- We offer independent agency representation across multiple insurance carriers
- Our team specializes in senior Medicare supplement solutions
- We provide annual policy reviews with personalized coverage adjustments
- Our agents maintain active licenses in Montana and surrounding states
- We combine 30+ years of local insurance expertise with personalized service
What people say
Knowledgeable agents
Honest recommendations
Personalized service
Responsive support
Senior expertise
Services
Health Insurance
We provide comprehensive health insurance solutions covering medical care costs for individuals and families. Our offerings include marketplace plans, employer-sponsored group policies, and specialized coverage options. With expertise in both private and government-regulated programs, we help clients navigate plan selections, understand benefit structures, and optimize coverage for their specific healthcare needs while maintaining compliance with current insurance regulations.
Medicare Options
Our Medicare specialists guide clients through government health insurance programs for seniors and disabled individuals. We offer both Advantage plans and Supplement policies, explaining complex coverage details, prescription drug options, and enrollment requirements. Our annual review process ensures continued alignment with beneficiaries' changing healthcare needs while maintaining cost-effectiveness through regular market comparisons.
Life Insurance
We offer various life insurance products including term, whole, and universal policies to protect loved ones financially. Our solutions address estate planning needs, income replacement, and final expense coverage. We work with multiple carriers to find appropriate death benefit amounts and premium structures that match clients' long-term financial goals and family protection requirements.
Group Health Insurance
Our employee benefits specialists design competitive group health plans for businesses of all sizes. We help employers attract talent through comprehensive medical, dental, and vision packages while ensuring regulatory compliance. Our services include plan comparisons, cost analysis, and ongoing administration support to maintain optimal employee satisfaction and retention through quality healthcare coverage.
Dental Insurance
We provide dental insurance solutions covering preventive care, restorative treatments, and major dental procedures. Our offerings include individual and group policies with varying coverage levels to suit different budgetary and oral health needs. We assist clients in understanding benefit limitations, network provider options, and cost-sharing arrangements to maximize their dental care value.
People
Eric Allen
Owner/Agent
With over 20 years of insurance experience, Eric specializes in Medicare supplement solutions and employee benefits. He maintains active licenses in multiple states and focuses on personalized policy reviews to ensure continued coverage alignment with client needs.
Jacob Vondra
Employee Benefits Sales
Jacob specializes in designing competitive group insurance packages for businesses. He focuses on helping employers create attractive benefits programs while maintaining cost-effectiveness and regulatory compliance through comprehensive market comparisons.
Lynette Raab
Account Manager
Lynette manages policy administration and client communications, ensuring smooth policy renewals and coverage adjustments. She serves as primary contact for ongoing client support needs and policy documentation management.
Lynda Sanders
Medicare Specialist
Lynda focuses on senior insurance solutions, helping clients navigate Medicare enrollment, supplement options, and prescription drug coverage. She provides detailed explanations of complex insurance terminology and benefit structures.
Andrea Jones
Administrative Specialist
Andrea handles policy documentation and client communications. She ensures accurate record-keeping and assists with policy implementation processes, maintaining high standards of service efficiency.
Questions
What insurance products does Allen & Associates offer?
We offer health, Medicare, life, dental, vision, and disability insurance for individuals, plus group health and employee benefits plans for businesses.
Are you licensed to operate outside Montana?
We're licensed in Montana and multiple surrounding states to serve clients across regional borders through our independent agency network.
How do you help with Medicare plan selection?
Our specialists explain all Medicare options, compare available plans annually, and provide personalized recommendations based on your specific healthcare needs.
What makes your agency different from others?
We combine 30+ years of local experience with independent carrier representation to offer unbiased advice and comprehensive coverage comparisons.
How can I get an insurance quote?
Submit our online quote form or call us directly to discuss your needs and receive personalized coverage options within one business day.
Do you offer policy review services?
We provide annual policy reviews to ensure your coverage remains aligned with changing needs and market availability at no additional cost.
