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Business Details
39 Years
experience
Your Trusted Insurance Partner in Paynesville, MN
Dombrovski Insurance Agency has served individuals and businesses in Paynesville, Minnesota since 1987. As a family-owned independent agency, we combine decades of industry experience with personalized service to deliver comprehensive insurance solutions. Our team of licensed professionals maintains expertise across property, casualty, life, health, and commercial insurance lines, working with over 15 carriers to secure optimal coverage at competitive rates. We prioritize client relationships through transparent communication and tailored risk management strategies. With generational knowledge passed from Keith Dombrovski to current owner Chris Dombrovski, our agency continues evolving to meet modern insurance needs while upholding core values of integrity and community commitment.

Our specialists provide dedicated support for Medicare health insurance, farm policies, and business liability coverage. Through active listening and needs assessment, we develop customized protection plans that adapt to changing client circumstances. Our office maintains regular business hours for in-person consultations while offering responsive communication channels for urgent matters. We measure success through client retention and referrals, which reflect our consistent delivery of reliable insurance solutions and exceptional service standards.
Services
Auto Insurance Home Insurance Life Insurance Business Insurance Farm Insurance Renters Insurance Recreational Vehicle Insurance Commercial Business Insurance Workers Compensation Umbrella Insurance
Details
  • Year established: 1987
Highlights and features
  • We offer access to over 15 insurance carriers for competitive pricing options
  • Our team includes specialists with decades of combined industry experience
  • We provide personalized insurance solutions tailored to individual needs
  • Our agency maintains deep expertise in Medicare health insurance products
  • We combine generational knowledge with modern risk management strategies
Services
Auto Insurance
Auto insurance protects vehicle owners from financial losses due to accidents or damage. Our agency offers policies that meet legal requirements while providing comprehensive coverage options. We work with multiple carriers to ensure competitive rates and customized protection plans for personal and business vehicles.
Home Insurance
Home insurance safeguards property owners against damages to their residence and belongings. We provide policies covering structural damage, personal possessions, and liability protection. Our specialists help clients select appropriate coverage levels for primary residences, vacation homes, and unique property needs.
Life Insurance
Life insurance ensures financial security for loved ones after policyholder passing. We offer various life insurance products to meet different needs, including term and permanent coverage options. Our agents help clients determine appropriate coverage amounts based on individual circumstances and financial obligations.
Farm Insurance
Farm insurance combines home and commercial coverage for agricultural operations. Our policies protect farm properties, equipment, and livestock while addressing liability concerns. We specialize in customized solutions that address unique risks associated with farming operations, including crop protection and equipment coverage.
Business Insurance
Business insurance protects companies from financial losses due to unexpected events. We offer comprehensive coverage options for businesses of all sizes, including liability protection, property damage coverage, and workers compensation. Our specialists help develop risk management strategies tailored to specific industries and operational needs.
People
Chris Dombrovski
Owner
Chris Dombrovski has served as agency owner since 2013 after joining as a licensed agent in 2003. He specializes in property and casualty insurance while managing the agency's overall operations in Paynesville, Minnesota.
Krista Dombrovski
Insurance Agent
Krista Dombrovski joined the agency in 2019 as a licensed agent specializing in life, accident, and health insurance with particular expertise in Medicare health insurance products for local clients.
Jenna Berry
Insurance Agent
Jenna Berry has been an insurance agent with the agency since 2010, specializing in health insurance while maintaining licenses across all insurance lines to serve diverse client needs in Paynesville.
Mary Dombrovski
Insurance Agent
Mary Dombrovski has provided insurance services since 1994, specializing in all insurance lines with particular focus on Medicare health insurance for senior clients in the Paynesville community.
John Ludwig
Insurance Agent
John Ludwig has served as a licensed insurance agent since 2000, specializing in auto, home, farm, life, and Medicare health insurance while operating from the St. August office location.
Questions
What types of insurance do you offer?
We offer auto, home, life, farm, business, renters, recreational vehicle, commercial business, workers compensation, and umbrella insurance policies for individuals and businesses in central Minnesota.
How do you help clients find competitive rates?
As an independent agency with access to over 15 insurance carriers, we can compare multiple options to find the best coverage at competitive prices tailored to each client's specific needs.
Do you specialize in any particular insurance products?
Our agency maintains specialized expertise in farm insurance, Medicare health insurance, and business liability coverage while providing comprehensive solutions across all personal and commercial insurance lines.